Care Homes

Our Footprint & Appetite: Elderly homes, learning disability homes and mental health homes.

£10m Public and Products Liability cover as standard (abuse limited to £5m)
£1m professional indemnity, which can be increased
£10m Employer’s Liability cover as standard

Why choose Everywhen?

With over 40 years’ experience in the care industry, we are experts in arranging insurance cover for care homes. Formally known as Towergate Patrick, recognised specialists in the care sector, we have created a policy that considers the elements of the working environment and what cover is needed.

Designed to meet the needs of a variety of care homes, whether looking to insure a single home or a whole group, or whether specialising in adults with learning disability, physical disability, mental health or elderly with or without nursing, our policies can meet these.

The standard cover

10m Public and Products Liability cover as standard (abuse limited to £5m)
£1m professional indemnity, which can be increased
£10m Employer’s Liability cover as standard
Business Interruption over 24 months (can be increased to 36 months)
Loss of registration £100k with options to increase
Care specific Legal Expenses with access to the Markel Law hub
D & O with limits up to £1m
Towergate Assist which is a loss assessor service for material damage claims exceeding £5,000