Tour Operators Liability

Our Footprint & Appetite: With over 50 years’ experience in the travel industry, we are experts in all areas of travel related insurance products. These include travel bonding, tour operators liability, crisis management insurance and large corporate travel insurance schemes.

  • Public & Products Liability

  • Professional Indemnity

  • Emergency Assistance Cover

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Why choose Everywhen?

We are recognised as one of the leading brokers in respect of the Package Travel Directive and regularly sit on ABTA and Government steering groups in respect of ATOL and consumer protection. Our clients range from well known large household names to small independent travel agents.

We also act as business partners to associations such as ABTA, ABTOI, IAGTO and the CTA. We have a dedicated team who specialise in the travel industry sector. Our reputation and knowledge of the package travel directive regularly see us attend and speak at local and national travel trade events. We also sit on various governmental steering groups and think tanks in respect of travel and consumer related policies around financial protection.

The standard cover

Tour Operators Liability Insurance covers your legal obligations as set out in the 2018 Package Travel Directive. The policy responds to claims brought against a Travel business or any entity providing Travel Packages due to poor performance, any acts, errors and omissions of any supplier used. This includes but is not limited to accommodation providers, transportation, excursion providers, luggage handlers etc,etc

The policy Includes Public & Products Liability, Professional Indemnity and Emergency Assistance Cover. The policy can be extended to include Employers Liability.

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Additional products

Tour Operators Liability and Financial Failure Insurance are bespoke / tailor made products to ensure all the rules, regulations and obligations as set out in the 2018 Package Travel directive are complied with.

Our cover and service USPs

Choosing to work with the right broker is imperative. It’s essential that any broker is fully aware of the 2018 Package Travel Directive and also has a full understanding of how the internal workings and memberships of approved bodies such as ABTA, CAA and ABTOT work.

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