If your customers become insolvent or fall into protracted default, you will be indemnified for the cost of goods and services you have delivered. The cover is relevant to all SME businesses.
Trade Credit
Our Footprint & Appetite:Trade credit insurance covers your receivables due within 12 months so that your cash flow is safeguarded. Insurer Information tracks the financial health of your customers, and we update you so that you can trade with confidence. If your customers become insolvent or fall into protracted default, you will be indemnified for the cost of goods and services you have delivered. The cover is relevant to all SME Businesses.
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Customer Insolvency
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Protracted Default
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Political Risk
Due to the specialist nature of these insurance policies, Everywhen can arrange cover for these products directly with clients. Please contact us to discuss further should you wish us to access the specialist coverage on behalf of your customer on an introducing basis.
The standard cover
Causes of loss that credit insurance can protect you against include:
Customer Insolvency – administration, receivership, bankruptcy and liquidation
Protracted Default – client non-payment of your invoices after a specified period due to lack of funds and where the debt is not disputed
Political Risk – losses arising from government intervention e.g. currency inconvertibility, cancellation of export or import licences, war and natural disaster.
Our cover and service USPs
Invoice Guard – exclusive TG SME product
Local presence
Direct access to underwriters in all departments
i.e claims and risk.
Guaranteed a f2f/teams meeting with all clients
Regardless of the size.
No restrictions on t/o
Some brokers will only deal with cases above £10mil.
Personalised service from a local account manager
Overdues and claims assisted
Limit cancellations appealed directly by AE and risk underwriters
Renewal handled by same office
Industry knowledge on all sectors
Exclusive SME product
Access to all UK underwriters
Tailor to clients’ needs
Ability to negotiate structure /terms to tailor to clients’ needs.
60+ years' experience
Within the team as brokers and underwriters.