Locum

Our Footprint & Appetite: GP surgeries, dental practices and veterinary surgeries. Cover is restricted for staff members over the age of 70.

Cover for GP practices only
No evidence of costs required for claims
A policy that provides a top up to the NHS reimbursement scheme for GPs

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Job interview candidate with physical disability

Why choose Everywhen?

We provide insurance to the medical sector, offering protection to meet the differing needs of the UK’s surgeries and practices. Our range of locum policies are able to cater for staff absence protection to a wide range of practices and surgeries including GPs, dentists, vets, osteopaths, chiropractors, pharmacists and opticians.

All of our locum policies provide insured staff with access to a market leading employee assistance programme, which includes access to face to face counselling and structured telephone counselling.

The standard cover: Enhance

Cover for GP practices only
No evidence of costs required for claims
A policy that provides a top up to the NHS reimbursement scheme for GPs
Provides cover for named staff working in the surgery up to £3,500 per week, per person

A female doctor wearing glasses and a stethoscope is sitting at a desk, attentively speaking with a male patient.

The standard cover: Embrace

Cover for GP practices only
Provides cover for all partners and staff within the surgery, giving peace of mind that key staff will be covered, as well as specific GPs
Cover up to £3,000 per week, per person
Four-week deferment period

The standard cover: Response

A policy that provides a top up to the NHS reimbursement scheme for GPs
Provides cover for all other staff working in the surgery for up to £3,000 per week, per person
4-week deferment period
Choice of 2- or 4-week deferment period for GPs Assured:
Cover for named staff only
Evidence of additional costs or locum required for GP surgeries and opticians
No need to evidence costs for any other profession in order to make a valid claim
Zero-26-week deferment periods available