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Trade Insurance

Trade insurance articles

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What is Plumbers Insurance and Why Do You Need It?

Plumbers insurance helps protect your business from unexpected problems that could otherwise lead to significant financial losses.

Plumber fixing by professional tool

How Much Does Plumbers Insurance Cost and What Affects the Price?

The different types of plumbers insurance, Accidental damage or even the odd injury at work.

Electrician checking requirements

What Are the Current Electrician Qualification Requirements

Whether you’re planning for a career as an electrician or hiring an electrician for a job, it’s important to know what qualifications are required.

A person is seen from behind pulling a black hard-shell suitcase with wheels across the floor of a modern, cozy living room.

Financial Failure and Travel Insolvency Insurance - EU Directive

As one of the market leaders in consumer protection insurance, including financial failure insurance, travel bonding and passenger protection insurance, we have created a financial failure and travel insolvency insurance scheme (TRIP) in order to meet the requirements of the EC package travel directive in force from 1 July 2018.

Five miniature house models are placed on stacks of gold coins arranged in increasing height from left to right.

Spring Budget 2024: What You Need to Know

Several tax and policy changes were announced in the Spring budget of 2024 that will affect small businesses, self-employed people, and employers.

A woman wearing a white apron and a light sweater is smiling while shaping a clay pot in a pottery studio.

10 Tips for Sole Traders

As a sole trader, you have a greater degree of privacy than a limited company with no requirement to make your business details public and register with Companies House.

How to Insure Your Shop’s Stock

There is a lot to consider when calculating your insurance for your business, including stock, contents, buildings, vehicles, liability and indemnity needs. It can be quite a daunting thing to consider, especially when, as a business owner, it is protecting your livelihood.

A man wearing white overalls is painting a wall white using a paint roller.

How to Protect Yourself When Hiring a Subcontractor

Hiring a contractor or freelancer is different to hiring a standard employee, and it's not without risks. This article will look into what to consider when hiring a subcontractor on a project, the legal implications, and how to protect yourself from any potential issues that could arise.

Child in a toy cannon on an empty road, wearing a helmet and sunglasses.

The Risk-Takers: Businesses Who Gambled & Succeeded

Playing it safe feels secure, but sometimes success requires bold moves. This article shares five companies that embraced risks and came out stronger.

Snow-covered traffic cones and barriers line a road during heavy snowfall in an urban area.

The Impact of Bad Weather on Small Businesses

Research from Everywhen Insurance on how bad weather affects the business of SMEs across the UK paints a worrying picture.

A construction worker carries PVC pipes on his shoulder at a strip mall renovation site.

What ICE’s new safety action plan means for the construction industry

In July 2025, the Institution of Civil Engineers (ICE) unveiled a renewed safety action plan, prompted by escalating concerns over infrastructure safety standards across the UK.