Delivering difference
The Everywhen corporate and international team is dedicated to supporting larger organisations with professional services. We operate a model that aligns with client interests, built around a risk-based approach to insurance programme design.
Our experienced, qualified team integrates claims and risk management expertise to deliver insurance programmes that offer optimal cover and cost.
We’re a business and risk adviser: experts in placing insurance.
We lead with risk management. Our objective is to help clients protect their brand, reputation, balance sheet, cashflow, people and assets. We are part of the Ardonagh Group, one of the world's leading independent brokers.
Over £4.8 billion gross written premium placed with Everywhen
Serving 700,000+ different clients and their insurance needs
More than 5,000 people within the Everywhen team
Present in over 125 locations across the UK
Over 80 insurance schemes and specialisms
Experienced, qualified and passionate team
Bespoke service delivery plans
Transparent time-costed fees
‘Check and challenge’ ethos
Focus on tri-partite relationships with client and insurers
Strong emphasis on emerging risks
Pre-loss claims scenario mapping against the insurance programme
24/7 support on all claims
Strong focus on bespoke management information (MI) analysis, trends and reports
Access to large/complex loss consultancy
Close collaboration with risk managers
Dedicated claims executive for all clients
Initial insurer-funded risk profile to support risk presentation to insurers
Business risk register review
Insurance cover GAP analysis
Creation of a positive risk management plan
Continual review and audit process
Post-loss reviews and remedial actions
Global support as part of WBN
Best practice solutions, backed by a consistent commitment to service excellence
Senior, expert and experienced practitioners supporting all local operations
We understand clients’ risks and exposures (what they do and how they do it) and their control environment, including risk mitigations
We clearly articulate the risk positives and best-in-class features
Our unique approach enables us to secure differentiated and improved terms
Business, industry and commerce move at a pace, but insurance programmes are often fairly static
Broker and insurer complacency and apathy can create unwitting and unnecessary exposures
We look at the business today and moving forwards, and differentiate from the past
We analyse risks and exposures and potential loss scenarios, then map these against the insurance programme
Our objective is to highlight changes needed to ensure cover is fit for purpose
This ‘check and challenge’ approach provides certainty, assurance and confidence
A premier client deserves premier service. It’s what they expect and why we’re here to deliver.
Excellent service from a partner who is responsive every time. We ask the right questions, to check, challenge and prompt
Redesigned, streamlined and efficient processes that add value, save time and remove frustrations
Fit-for-purpose programme that adapts to your pace and direction
Innovative strategic thinking, to help anticipate and navigate future risk issues
Exceptional value and cost-effective insurance programme
A hotline for any risk management issues or support.
Focus on current and emerging risks
Risk mapping – ensuring your cover is fit-for-purpose and reliable
Risk profiling – articulating risk positives, recognising investment, reframing future risk
We’ll lead and coordinate the insurer survey programme – challenging as appropriate
It’s at the heart of our unique business model. We’re creative and solution-led, shaping the insurance market to deliver bespoke client solutions.
New levels of protection – all risks
New products
We place risks other brokers say are uninsurable
Proven at negotiating best terms due to:
Our deliberately different client proposition, including articulation of positive risk mitigation
Excellence in claims analysis and presentation
Unique ethical model (removing all hidden and additional broker income)
Quick responses, right first time
Sector experience, market-leading expertise and dedicated resource in all areas
We focus on what works best for each client
Review, streamline and tailor processes to each client
Remove hassle and frustrations e.g. over data collection
Guaranteed responsiveness and proactivity
No complacency
Improved and streamlined responses. We provide a full claims service, including:
Bespoke management information (MI), analysis plus an interactive claims dashboard
Regular review meetings
Proven in major and complex claim advocacy and settlement
A review and challenge of all open claims, focusing on large reserves, this includes settlement factor analysis
We present to insurers our clients’ cleansed, true and forward-looking claims experience, which is proven to secure differentiated terms
Ethical remuneration model
Competitive and capped fee
We always reduce cost, whilst improving service
