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Aesthetics and Salon Insurance

Please take a few moments to fill in your details below so one of team can call you back to discuss your quote. Our teams are available 9am-5pm weekdays, if you are contacting outside of our opening hours we will aim to respond the next working day.

To be eligible for this cover you must have one of the following qualifications:

UK accredited training certificates.
An NVQ level 3 or equivalent beauty qualification with 6+ months experience in treatments that penetrate the skin or without an NVQ leve1 3 12+ months experience in treatments that penetrate the skin.
Or have completed the L3 Matrix (SFJ Award) course. The Skin College Gatehouse Award Aesthetic Pathway, a Sally Durant course or a pre-agreed pathway course.

Enquiry form

Your first and last names *

How many practitioners do you require cover for? (All practitioners must have the relevant qualifications and experience as below)

Do you have a trading name that you want to appear on the policy? If you are a Ltd company please confirm this name.

Date of Birth *

Full postal address including post code *

Email Address *

Telephone Number *

Please select the below option *

Are you a MEDIC

Are you a NON MEDIC

If you are a medically licenced practitioner, please confirm your pin number.

Do you have an NVQ Level 3 in Beauty Therapy or equivalent? If so please provide details *

What is your amount of experience in treatments that penetrate the skin?

6 months minimum

12 months minimum

Do you hold UK accredited training certificates for the treatments you wish to perform? *

Have you completed a Pathway Course? Please advise which training academy *

How long have you been qualified in performing the treatments that you are requesting cover for? Please state in years and months. *

Which training academy provided your training? *

Have you completed an L3 Matrix Pathway Course? *

Yes

Have you been recommended to us? If so by which company. *

Have you ever had a claim made against you? If yes please provide details *

Have you been convicted of or charged with any offence, other than a motoring offence or conviction under the rehabilitation of Offenders Act 1974? If yes please provide details *

Any additional message/notes that you believe are relevant to us to provide you with a quotation?

The premium is calculated upon your declared annual income for the treatments that cover is required for. Please confirm what your anticipated annual income is for the forthcoming 12 months. *

Is this policy to replace another policy? If yes, please confirm when this policy started. *

What date would you need cover to start? *

Please list all treatments that you hold a UK training certificate in that you require cover for *

IMPORTANT NOTE; Many home insurance policies can be invalidated if you are using your home address to carry out these procedures. Are you carrying out any of the above procedures from your home address? *

Yes

Yes, please contact me to discuss my home insurance requirements

Do you have a clinic or salon that requires insurance protection for your contents? *

Yes

Is the salon address different to the postal address above? *

Yes

Full postal address including post code *

Do you have an additional salon? *

Yes

Salon name *

Full postal address including post code *

What is the building made of? *

Brick

Stone

Concrete

Other

Other *

What is the roof made of? *

Tiled

Slate

Concrete

Other

Other *

Does your salon have 5 Lever Mortise Deadlocks and Window Locks? *

Yes

Does your salon have shutters? *

Yes

Are your premises protected by an intruder alarm? *

Yes

Please select alarm type *

Bells only

Bells only linked to phone

Central station

BT Redcare

Other

Other (alarm type) *

Please include the total sums insured of the following:

Buildings, including any outbuildings, walls, gates and fences *

Tenants Improvements – where the landlord isn’t responsible *

Stock of clothing and leisurewear *

Stock in trade, not including the above *

How many therapists (including yourself) do you employ? *

How many complete years have you been in business? *

Have you had insurance cancelled, refused or special terms imposed? *

Yes

Have you had any, or have any pending convictions or criminal offences which are not spent under the Rehabilitation of Offenders Act? *

Yes

Have you ever been prosecuted, served prohibition or served an improvement order under the H&S legislation in the last 5 years? *

Yes

Have you been declared bankrupt or insolvent or been the subject of bankruptcy or insolvency proceedings? *

Yes

Please can you detail below any claims, losses or incidents made by insured or not. If none, please state NONE. *

Please select treatments required with the numbers of operatives in the boxes provided:

Hair Cutting, Styling, Drying, Colouring, Permanent Hair Waving, Perming, Crimping, Plaiting, Extensions (excluding the extensions themselves)

Face and Body Painting including Henna Art, Make-up – to include the application of: Cosmetic Brushing, Manicure, Nail Art, Nail Extensions, Paraffin Wax and Pedicure

Application of False Tanning Products including Airbrush Tanning, Bleaching of Superfluous Hair, Camouflage Treatment, Waxing (hot or cold), Sugaring, Depilatory Creams, Heat Treatments

Toning Tables, Vibration Plate Machine, Power Plate Machine

Sauna/Steam Cabinet or Room, Hydrotherapy

Sunbed and Equipment including Stand Up Tanning Cubicles

Epilation, Electrical Epilation including non-invasive Electrical Epilation

Intense Pulsed Light (IPL) hair removal, Intense Flash Light (IFL) or Variable Pulsed Light (VPL) Hair removal

Alexander Technique, Amatsu, Aromatherapy including Retail of Own Blended Oils, Dry Cupping, ATMA, Bowen Technique, Colour Therapy, Crystal Sound, Crystal Healing, Flower Remedies, Meditation, Melchizedek Method, Metamorphic Technique, Reflexology, Reiki, Shiatsu, Spinal Touch Therapy, Vacuflex Reflexology System

Ayurvedic, Baby, Body, Facial, Hands Free, Thai, Tui Na, Head and Indian Head Massage, Oxygenating Massage, Lymphatic Drainage Massage, and Cranio Sacral Therapy

Red Veins, Skin Tags, Milia, Warts, Moles and Spider Naevi Treatments by Advanced Electrolysis, Electrical Non Invasive, Veinwave, Intense Pulsed Light, Thermo Coagulation, Laser Systems, CryoPen and Plasma Pen. No needle Mesotherapy and excludes Botox and Fillers

Body Wrapping, Electrical Treatment for Skin Improvement, Electrical Slimming/Body Toning Treatments, Galvanic and High Frequency Treatments for Face and Body, Manual Treatment for Cellulite and Stretch Marks, Microcurrent, Oxygen Anti-Wrinkle Treatments, Pressotherapy, Superceuticals, Ultra Sound Treatments for the treatment of Cellulite, Harturderm Anti-Wrinkle Treatment, Bio Skin Jetting

Alpha Hydroxy Acid Treatments, Glycolic Acid Treatments, GlyDerm Treatments, Enerpeel PA, Boto Mask

Micropigmentation including Temporary Body Art, Microblading. Excludes Advanced Micropigmentation and Tattoo Removal by any means including removal of Temporary Tattoos/Body Art

Micro Epidermal Skin Technology, Micro Dermabrasion, Skin Rejuvenation, Dermaplaning, HIFU, Cryo Cool Lift Gun, Photo Rejuvenation and Acne Clearance, by means other than Intense Pulsed Light, Variable Pulsed Light, Light Heat Energy and Laser Systems

Sclerotherapy by Hypodermic Injection, Mesotherapy by use of Injection, Pure Hyaluronic acid Treatment without injection needles. Excludes Botox and Fillers

Laser Hair Removal (Levels 1 to 4 on the Fitzpatrick Scale)

Ear Piercing of Cartilaginous part of ear, nose piercing (agreed systems only)

Thermo Auricular (Hopi Ear Candles)

Micro Epidermal Skin Technology, Micro Dermabrasion, Skin Rejuvenation, Photo Rejuvenation and Acne Clearance by use of Intense Pulsed Light, Variable Pulsed Light, Light Heat Energy, Laser Systems, Fibroblast, Laser Lipo and Plasma Pen

Counselling (not Psychotherapy), Dietary and Advice, Posture and Nutritional Advice, Food Intolerance, Vitamin and Mineral Deficiency Testing by use of Diagnostic Unit

Low Intensity Light Treatment, Low Power Laser Therapy for dermatological and chiropody purposes only

Advanced Micropigmentation

Sports Massage

Dermaroller/Microneedling, Dermapen and BB Glow

Laser Hair Removal (Levels 5 to 6 on the Fitzpatrick Scale)

Advanced Cosmetic Procedures

Cryo Lipo

Towergate is part of the Ardonagh Group. If you would like to receive the latest offers on selected financial and related products and services from Towergate and the Ardonagh Group, please choose how you would like us to contact you:

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Aesthetics and Salon Insurance

Enquiry form

Please include the total sums insured of the following:

Please select treatments required with the numbers of operatives in the boxes provided:

Everywhen

Existing customers