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Hairdressers insurance

Specialist cover for hairdressers, barbers, stylists and mobile hairdressers.

  • £5 million public and product liability and £1 million treatment liability included

  • Commercial combined cover available

  • Mobile hairdressing equipment covered away from your salon*

  • Cover for a wide range of beauty products

  • Flexible, tailored cover to suit how you run your business

  • Free access to a health and safety portal

*If kept secure and attended

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Why choose hairdressers insurance with Everywhen?

Flexible hairdressing cover

Cover that’s designed to suit the way you work – from salons and home-based setups to mobile businesses working with clients across the UK.

Bespoke hairdressing insurance policies

One-stop commercial combined package for your hairdressing business, whether you work from a salon, from home or at your client’s location.

Indemnity cover for hairdressers

£5 million public and product liability cover and £1 million treatment liability included as standard.

Hairdressers insurance to give peace of mind

We offer our best terms to give you peace of mind that you have the right cover for you.

What does hairdressers insurance cover?

Buildings, contents and equipment cover for hairdressers

The contents of your salon, specialist equipment and stock you carry around with you deserve proper protection. Not only are they your livelihood but a total loss from fire or theft could be devastating. We offer contents cover in amounts set by you which can be set to increase with seasonal changes. If you own your own building, we can provide building insurance too.

Liability insurance for hairdressers

Hairdressing isn't fire juggling, it’s not the riskiest business out there, but that doesn't mean you shouldn't consider getting hairdresser public liability insurance. Any injury to a customer or member of public caused as a result of your business could potentially leave you liable for huge compensation claims. This is when a specialist policy, which is designed for unique risks specific to an industry makes more sense.

For mobile hairdressers, public and product liability, treatment liability, and legal expenses cover are covered as standard. Optional cover for business equipment can also be included.

Protection for your hairdressing business

Business insurance is more than just liability and stock insurance. We want to understand your business to provide protection that fits you and offer a range of optional covers based on your risks. If you employ staff, you need employers' liability insurance by law, which we can include in your hairdressers' insurance. We can also discuss covers for keeping large amounts of cash on your premises and business interruption insurance to protect your profits. Our mobile hairdressers' insurance policy can also include business equipment cover if required.

Insurance for a range of hair treatments

Our hairdressers insurance is valid for salons offering tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting and use of Yuko hair straighteners. See your policy document for a full list of hair treatments covered.

What benefits can the health and safety portal by Stallard Kane offer my business?

The health and safety portal offers a seamless experience tailored to simplify compliance for businesses like yours, relieving you of the worry of complex regulations.

This free service offers:

✔ Resource library
Access a vast library of safety-related documents, policies, templates, and resources to help you stay up to date

✔ Compliance score monitoring
Track your compliance status with our monitoring feature and receive expert tips to improve and maintain your scores

✔ Action plans and reminders
Manage your compliance responsibilities with action plans and reminders

✔ Ask the expert
Need guidance? The portal allows you to discuss health and safety queries with experts, ensuring you always have the support you need

✔ Accident reporting
Effortlessly manage workplace incidents with our accident reporting service

✔ Compliance checker
Stay on top of the latest regulations with our compliance checker for Health & Safety and HR

 

Stallard Kane Associates Limited. Registered in England with company number 04479623. Registered address: 9 Lord Street, Gainsborough, Lincolnshire, DN21 2DD. Services provided by Stallard Kane are not within the scope of Financial Conduct Authority (FCA) regulation.

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How do hairdressers claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.

  • Call the claims team on the number in your policy schedule and explain exactly what happened.

  • Provide photos if requested to help us understand what happened as quickly as we can.

A claims adviser speaking to an insurance client

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Hairdressers insurance FAQs

Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about hairdressers insurance cover to support you every step of the way.

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Our hairdressing policies can cover a range of treatments including tinting, perming, crimping, extensions, straightening, colouring, barbering, hair styling, permanent waving, plaiting, and the use of Yuko hair straighteners or cut throat razors.

To see the full list of treatments included, please visit our Treatments Covered page. If you’re unsure about a specific treatment, feel free to contact our team — we’re happy to help.

We’re delighted to cover a wide range of beauty treatments, but please note that not all treatments are eligible.

To see the full list of treatments included, please visit our Treatments Covered page. If you’re unsure about a specific treatment, feel free to contact our team — we’re happy to help.

Yes, we offer business interruption on most of products; it will help to cover you for any interruption to the business due an insured incident, in this case a fire. Up to £600,000 for loss of gross profit over 24 months can be covered. Please call for further information.

Yes, we provide cover for any stock or contents being held at the premises. Premiums for this will depend on underwriting criteria such as the salon security, total value of stock and premises’ postcode.

We provide employers liability for permanent employees for up to a £10 million indemnity limit. However, this will not cover self-employed freelance professionals; they will need their own insurance.

Yes, we have products which can cover a wide range of beauty therapies.

Yes, we can cover your hairdressing equipment away from your salon, as long as it’s not left unattended and is kept safe and secure. Please speak to our advisers for more information.

Yes, we can cover your hairdressing equipment when in a vehicle. However, if equipment is left unattended between 9pm and 6am, you will not be covered.

If you require cover for hairdressing while working away from your salon please speak to our advisors who can arrange this for you.

Yes, we have policies that can cover a wide range of beauty products.

See our range of cover for hairdressers