We know that managing people is one of the most important parts of running a business, and one of the most complex. But even with clear procedures in place, disputes can arise, and defending your business spends valuable resources.
Employment practices insurance
Employment practices insurance helps safeguard your organisation against claims linked to workplace disputes, discrimination and wrongful dismissal. It’s designed to support your business when things get complicated – and, if they do, Everywhen will be with you every step of the way.
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Cover for legal costs, awards, settlements and compensation
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Protection against claims of discrimination, harassment and unfair dismissal
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Support for businesses of all sizes and sectors
Legal protection
Cover for defence costs, settlements and civil damages.
Wide cover
Protection against a broad range of employment-related claims.
Support for managers
Guidance for HR and decision-makers.
Automatic extensions
Cover for new subsidiaries and extended reporting periods.
We’re here…
For every decision
Confidence for managers making difficult calls.
For every allegation
Protection against claims of discrimination or harassment.
For every grievance
Support when internal procedures are challenged.
What does employment practices insurance cover?
Our cover protects your business against claims made by current, former or prospective employees. We also include protection for legal defence costs and managing disputes, so you feel properly supported every step of the way.
Discrimination and harassment claims
Cover for allegations based on race, sex, religion, age or disability.
Wrongful dismissal or termination
Protection when employees challenge redundancy or disciplinary outcomes.
Employment-related defamation
Cover for libel, slander, invasion of privacy, and more, linked to workplace issues.
Failure to promote or hire
Support when recruitment or promotion decisions are disputed.
Legal representation and advice
Access to expert support throughout the claims process.
How do claims for employment practices insurance work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Employment practices insurance FAQs
Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about employment practices insurance cover to support you every step of the way.
Even if a claim is unfounded, it can be highly costly for your business to defend – and that’s where employment practices insurance comes in. This kind of protection helps to protect your organisation in the event of workplace disputes – including allegations of discrimination, harassment, wrongful dismissal and breach of contract – and support you to manage those moments with clarity and confidence.
Yes, absolutely. Smaller businesses often face the same kind of risks as larger ones, but without the dedicated HR or legal teams to manage them. Everywhen’s employment practices insurance provides access to expert advice and financial protection, so you can respond with confidence if someone makes a claim. Whether you’re a growing team or an established business, having the right cover in place means you have the peace of mind that support is there should you need it.
Yes, it can. Our cover is designed to support those in leadership roles – for example, directors and HR professionals – by offering protection if a claim is made against your business due to a decision made at a senior level. If that happens, we’ll be here to help with legal costs and provide clear, steady guidance throughout the process. It’s all about giving your leadership team peace of mind and ensuring any issues are handled fairly and professionally.
Claims can arise from many different situations, even when your business follows best practices. Common examples include concerns around unfair dismissal, discrimination, harassment, breach of contract, or missed promotions. Sometimes, issues may relate to recruitment decisions, redundancy processes or disciplinary procedures. These situations can be complex, and misunderstandings do happen. Employment practices insurance gives you the confidence to respond, with expert guidance and financial protection to help you navigate things calmly and professionally.
The best protection starts with clear communication and consistent processes. Keeping your policies up to date – covering recruitment, grievances, disciplinaries and dismissals – is a great foundation. Regular training for managers and good record-keeping also make a big difference. And with employment practices insurance, you’re not just covered if something goes wrong – you also gain access to expert advice that can help you prevent problems before they arise.