FloodFlash parametric insurance offers a smarter way to protect your business from flooding. Instead of relying on traditional claims, it uses sensor data to trigger fast payouts when flooding reaches a pre-agreed depth, helping you recover quickly and keep operations running.
FloodFlash parametric flood insurance
FloodFlash uses smart sensors to trigger instant payouts when flooding reaches a set depth.
-
Quick payouts based on flood depth
-
Ideal for commercial properties
-
No lengthy claims process
Sensor-triggered payouts
Sensor-triggered payouts FloodFlash uses smart technology to detect flood depth and trigger payment.
Fast recovery
No need for loss adjusters or lengthy claims investigations.
Tailored to your risk
You choose the depth and payout amount that suits your property.
Commercial focus
Designed for businesses in flood-prone areas.
We’re here…
For every storefront
Helping you reopen quickly after water damage.
For every warehouse
Protecting stock and equipment with fast financial support.
For every season
Giving you confidence when the weather turns.
For every interruption
Helping you bounce back without delay.
What does FloodFlash insurance cover?
Parametric flood insurance pays out based on a pre-agreed flood depth, not the cost of damage. It’s fast, flexible and ideal for businesses that need quick access to funds after a flood.
Pre-agreed flood depth triggers
You choose the depth at which your policy pays out.
Fast, fixed payouts
Receive funds within days of a flood event.
No need to prove damage
Payment is based on sensor data, not loss assessments.
Customisable cover
Set your own trigger depth and payout amount.
How do claims for FloodFlash insurance work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
FloodFlash insurance FAQs
Wondering about something? Don’t worry, Everywhen’ is here to help. We’ve put together some common questions about FloodFlash insurance to support you every step of the way.
FloodFlash parametric flood insurance pays out based on a specific event - in this case, flood depth - rather than the cost of damage. It uses a smart sensor installed at your property to measure water levels. If flooding reaches the depth you’ve chosen, the policy pays out automatically.
This means faster access to funds and less hassle during a stressful time.
Traditional flood insurance requires you to prove the extent of damage, often through loss adjusters and detailed claims processes. Parametric insurance skips all that. It’s based on data, not paperwork – so you get paid quickly and can focus on recovery.
It’s not a replacement for standard flood cover, but a powerful complement to it.
It’s designed for commercial properties, especially those in flood-prone areas or with high-value assets. Businesses that rely on continuity - like retailers, manufacturers, or logistics firms - benefit most from the speed and simplicity of parametric cover.
You’ll work with a specialist to assess your flood risk and decide:
The depth at which you want the policy to trigger
The amount you want to receive when that depth is reached
This flexibility means you can tailor the cover to your property and budget.
Once the sensor confirms the flood depth has been reached, the payout is typically processed within days. There’s no need to wait for inspections or submit evidence, because the data speaks for itself.