Floodlink is our specialist flood insurance service, designed to support people and businesses in flood-prone areas. Whether you need help covering a high excess or want fast, data-driven payouts, we’ll help you find the right solution.
Floodlink Flood Insurance
Floodlink offers a range of flood insurance products to help you recover quickly and confidently.
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Tailored flood insurance options
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Cover for high excesses and fast payouts
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Residential and commercial support
Specialist flood expertise
Dedicated support for homes and businesses at risk of flooding.
Flexible cover options
Choose from excess cover or parametric insurance.
Fast and fair claims
Quick payouts when you need them most.
Trusted partnerships
Working with leading flood insurance providers.
We’re here…
For every postcode
Helping you protect your property with tailored flood cover.
For every interruption
Supporting fast recovery when flooding causes disruption.
For every excess
Reducing the financial burden after a flood claim.
For every storm
Giving you peace of mind when the weather turns.
What does Floodlink flood insurance cover?
Floodlink offers two types of flood insurance: excess cover and parametric cover. Each is designed to help you recover quickly and reduce financial stress after a flood.
Flood excess insurance
Covers the excess on your main insurance policy after a flood claim.
Parametric flood insurance
Pays out automatically when flooding reaches a pre-agreed depth.
Residential and commercial options
Available for homeowners, landlords and business owners.
Tailored to your risk
Choose the cover that suits your property and location.
How do claims for Floodlink flood insurance work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Floodlink flood insurance FAQs
Wondering about something? Don’t worry, Everywhen i’s here to help. We’ve put together some common questions about Floodlink flood insurance to support you every step of the way.
Floodlink is Everywhen’s specialist flood insurance service. It offers two types of cover: flood excess insurance, which reimburses the excess on your main policy, and parametric flood insurance, which pays out based on flood depth.
Floodlink is designed for anyone living or working in a flood-prone area. It’s suitable for:
Homeowners with high flood excesses
Businesses needing fast access to recovery funds
Properties with a history of flooding
It depends on your needs. If your main policy has a high flood excess, excess cover can help reduce the financial impact. If you want fast payouts without the hassle of traditional claims, parametric cover may be a better fit. We’ll help you decide.
Yes. Some clients choose to take out both excess and parametric flood insurance for added protection. This ensures they’re covered for both the excess and immediate recovery costs.
Just get in touch. We’ll talk through your flood risk, explain your options, and help you choose the right cover. Our team is here to make the process simple and supportive.