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Dental Nurse Insurance

Please take a few moments to fill in your details below. One of our specialist advisors will call you back to discuss your specific cover requirements.

Please note we can only cover Dental Nurses, Dental Therapists, Dental Hygienists, and Orthodontic Therapists.

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Enquiry form

Proposer Details

Are you qualified? *
Are you a student nurse? *
Occupation *

Risk Assessment

Answers must be based on your duties for your confirmed occupation at present or within the next year. The insurer may request evidence of training at any point during the lifetime of your policy.

Do you undertake any extended duties within the General Dental Council’s (GDC) Scope of Practice? *
Are you qualified and competent to undertake duties of a Tutor / Assessor or a Moderator? *
Are you working in any of the following environments: NHS hospital, Care Community, Prisonservices or the Ministry of Defence? *
Do you work within the General Dental Council’s (GDC) scope of practice? *
Do you understand and carry out effective health and safety procedures? *
Do you practice safe infection control procedures? *
Are you trained in CPR, medical emergencies and common dental emergencies? *
Do you carry out Personal Development Planning (PDP) / Continuous Personal Development(CPD)? *

Indemnity

Have you had previous cover in place? *
Was your policy on a claims made basis? *
Have any claims for malpractice or negligence ever been made against you? *
Are you aware of any complaint, claims or circumstances, past or present, which might become a claim against you? *
Do you have you any convictions for theft, fraud or dishonesty that are not spent under the Rehabilitation of Offenders Act? *
Have you ever been made bankrupt, insolvent or liquidated? *
Have you ever been served with any county court judgements or other similar judgements in relation to debt? *
Have you ever had this type of insurance refused or declined? *
Have you ever had this type of insurance cancelled or special terms imposed on your insurances? *

Please keep a record (including copies of letters) of all information you supply to Everywhen Insurance that relates to this application.

Important guidance notes

Any incident that could lead to an allegation of professional misconduct must be handled immediately and in accordance with the following requirements:

  1. Contact Everywhen Insurance by telephone on 01438 739731, fax on 01438 747465 or by email to careclaims@everywhen.co.uk for initial help and advice.

  2. Do not enter into correspondence or discussions with the patient or anybody acting on their behalf without first seeking the approval of Everywhen Insurance.

  3. Send any correspondence you may receive to Everywhen Insurance by first class post, having kept copies for your own records, and ensure you include:

    • A clear photocopy of your notes relating to the patient

    • A plain English transcript of your notes including a full explanation of the treatment provided

    • A written authority for your insurers to release the patient notes to either the claimant or his representative

    • A statement of the circumstances giving rise to the claim

    • Your draft letter of response to the patient or other individual acting on the patient’s behalf. (This will be approved by Everywhen Insurance who will then authorise it’s release).

  4. Ensure that any further correspondence or documents you may receive are immediately forwarded to Everywhen Insurance having kept copies for your own records. Again you should not enter into any further correspondence with the claimant without authorisation from Everywhen Insurance.

Claims and Underwriting Exchange

Insurers pass information to the Claims and Underwriting Exchange Register, run by Insurance Database Services Limited (IDS Ltd). The aim is to help us check information provided and also to prevent fraudulent claims. When we deal with your request for insurance, we may search these registers. Under the conditions of your policy, you must tell us about any incident which may or may not give rise to a claim. When you tell us about an incident, we will pass information relating to it to the registers. You can ask us for more information about this.