Bed and breakfast insurance

For unrelated guests that stay in your property at no charge you would not need this extra cover. Always check the terms of your current home insurance to confirm if it covers your requirements.

This particular policy is limited to ten guests staying in five rooms. Unfortunately, this policy does not cover six people in six rooms or anything over ten people in your B&B at any one time. If you require more cover for more guests or rooms, please still get in touch and we’ll source you a more suitable policy.

Our B&B insurance policy does include loss of income but only in the case of an insured peril such as escape of water or fire. If a guest stays with you but refuses to pay, we are unable to pay out for this circumstance.

Yes, you can add cover for home emergencies to your property insurance policy.

• Three levels of home emergency cover, starting with emergency repairs to the primary heating system at your property.

• Extend to include emergency repairs to your drainage and water services, securing broken windows and doors - and dealing with pest infestations.

• Access to a 24-hour helpline and network of reliable UK tradespeople.

Please talk to your Everywhen adviser for details.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

You can pay by debit card, credit card or monthly direct debit.