We understand that no two vehicles – or businesses – are the same. Whether you’ve converted a bus into a bar or a van into a mobile shop, our team will work with you to find the right cover. With over 40 years’ experience and access to leading UK insurers, we’ll help protect your vehicle and your livelihood.
Specialist commercial vehicle insurance
If your vehicle is your business, we’re here to help protect it. From catering vans to cherry pickers, we’ll find cover that fits.
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Insurance for modified or specialist commercial vehicles
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Flexible payment options to support your cash flow
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Expert advice from our specialist motor team
Tailored cover
Great value insurance from a handpicked panel of UK insurers.
Proactive risk support
Discounts may be available for tech like forward-facing cameras.
Adapted and specialist-use vehicles
We’ll consider any type or weight of adapted commercial vehicle.
Monthly payment options
Monthly instalments available, subject to status.
We're here...
For every shop
Support for mobile cafés, libraries and exhibition units.
For every lift
Cover for cherry pickers, cranes and access vehicles.
For every lesson
Protection for converted coaches and mobile classrooms.
For every scoop
Insurance for ice cream vans and seasonal traders.
What does specialist commercial vehicle insurance cover?
Our policies are designed to protect your business and your vehicle. From third-party liability to damage and breakdown, we’ll help you stay on the road and keep your operations running smoothly.
Third-party property damage
Up to £5 million cover for damage caused by your vehicle.
Modified vehicle protection
Cover for adapted use and specialist modifications.
Risk management support
Access to tools and advice to help reduce your risks.
Business insurance add-ons
Options business interruption, plant inspection and more.
How do claims for specialist commercial vehicle work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team on 0160 375 3880 and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Specialist commercial vehicle insurance FAQs
Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about specialist commercial vehicle insurance cover to support you every step of the way.
We cover a wide range of modified and specialist commercial vehicles. Whether you’ve converted a coach into a classroom, a van into a mobile shop, or operate cherry pickers and catering units, we’ll work with you to find the right cover for your business.
We consider vehicles of any type or weight, including those adapted for specialist use. Our team understands the unique risks and requirements of modified vehicles and can tailor your policy accordingly.
Alongside your vehicle insurance, we can help with a protect your business against other risks, including:
Public liability
Employers’ liability
Property insurance
Business interruption
Plant inspection
Truck breakdown cover
We offer access to proactive risk management tools, including technology like forward-facing cameras. These can help reduce your exposure to claims and may even lead to premium discounts, depending on your insurer.
Yes. Our specialist brokers are based across the UK and ready to help. You can email us at bespokemotor@everywhen.co.uk or request a callback.