With a dedicated agricultural team, we understand farming. Whether your tractor has overturned, suffered internal damage from debris or been hit by severe weather, our tractor insurance is built around your everyday. You’ll get flexible protection and expert advice from a caring team that’s here when you need us.
Tractor insurance
Tailored tractor insurance that protects your vehicles and your livelihood. With expert support from Everywhen, we’ll help keep your farm moving and your claims effortless.
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Cover for theft, damage, keys and more
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Personal belongings and windscreen repairs
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Any driver cover, including under 25
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Legal protection and medical expenses
Cover for keys
Up to £1,000 for loss/theft.
Personal belongings
Up to £500 cover.
Windscreen cover
Fast and reliable repairs.
Any driver cover
Including drivers under 25.
We’re here...
For every beginning
Tractor insurance that’s ready with fast repairs and claims support.
For every field
Cover that fits farming life, from goods in transit to chemicals.
For every driver
Any driver cover, including under 25s, to keep your team moving.
For every moment
From theft to damage, we protect what matters most to your farm.
What does tractor insurance cover?
Our tractor insurance includes protection for theft, accidental damage, loss of keys, personal belongings, and windscreen repairs. We also offer any driver cover, including under 25s, and extras like hazardous goods and goods in transit as standard.
Tractor theft and damage cover
Protect your vehicles against theft and accidental or malicious damage.
Personal belongings and keys
Cover for personal items and key loss – up to £1,000 per incident.
Goods in transit and hazardous goods
Optional cover for transporting goods and handling hazardous materials.
Medical expenses and legal protection
Support for medical costs and legal claims related to tractor use.
How do tractor insurance claims work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Tractor insurance FAQs
Wondering about something? Don’t worry, Everywhen is here to help. We’ve put together some common questions about tractor insurance to support you every step of the way.
Tractor insurance from Everywhen is designed for farmers, contractors, landowners, estate managers and any other individuals who rely on agricultural vehicles every day. Whether you run a single tractor or a full fleet, we’ll tailor cover to suit your needs.
Yes. If you operate multiple tractors or agricultural vehicles, you can often combine them under a single fleet policy. There are several benefits of doing this, including simplifying your paperwork and potentially reducing your overall premium.
Even if your tractor is used exclusively on private land, insurance is still recommended. It protects against accidental damage and, more importantly, public liability – and ensures you’re covered if your tractor is involved in an incident.
If your tractor is stolen or damaged, you’ll need to contact our claims team with your policy number and supporting documentation. We’ll guide you through the process and work quickly to get you back up and running.
Yes, hazardous goods cover is included as part of our standard tractor insurance. If your farming operations involve transporting fuel, chemicals or other regulated materials, you’ll be protected against the specific risks involved. This ensures your policy reflects the realities of modern farming and helps keep your business compliant and secure.
Replacement vehicle cover is included as part of our standard tractor insurance. If your tractor is stolen or damaged, and you need a temporary vehicle to keep your operations running, we’ll arrange a suitable replacement quickly. This helps minimise disruption and keeps your farm moving.
Alongside tractors, we offer insurance for a wide range of specialist agricultural vehicles. This includes harvest bailers, combine harvesters and other machinery essential to your farming operations. Our policies are designed to reflect the realities of rural life, with flexible cover that protects your equipment and supports your business every day.