We understand the everyday challenges of managing a residential building. Our cover is designed to protect your association and its members, while making the quotation and claims experience effortless.
Residents’ Association Insurance
Managing a block of flats takes effort. A residents’ association helps keep the building in good shape for everyone living there, but it’s important to protect the members from the financial risks that come with the role.
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Cover for shared spaces and facilities
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Liability protection for committee members
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Tailored support for your building’s needs
Tailored building cover
Protection for communal areas and facilities.
Liability protection
Cover for committee members against claims.
Effortless claims support
We guide you through the process and sort things quickly.
Community-led advice
We’re part of your community, offering accessible expertise.
We’re here...
For every area
Cover for communal areas that everyone relies on.
For every meeting
Protection for decisions made on behalf of residents.
For every job
Support for the upkeep of your building and grounds.
For every neighbour
Insurance that helps you look after your community.
What does residents’ association insurance cover?
Our cover helps protect your building and the people who help run it. From shared spaces to legal liability, we make sure your association is supported.
Building and communal area cover
Insurance for hallways, stairwells, gardens and other shared spaces.
Committee member liability
Protection against claims made against association members.
Legal expenses
Support with legal costs related to association activities.
Optional extras
Add cover for directors’ liability, contents or engineering inspections.
How do residents’ association insurance claims work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Residents’ association insurance FAQs
Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about residents’ association insurance cover to support you every step of the way.
Residents’ association insurance helps protect the people who manage shared residential buildings. Even if your association is voluntary, you could still be held responsible for decisions or actions taken on behalf of residents.
Typically, the policy covers committee members and anyone acting on behalf of the association. This includes protection against legal claims and other risks linked to managing the building. We’ll tailor the cover to suit your structure and responsibilities.
Committee members make decisions that affect the building and its residents. If something goes wrong, they could be held personally responsible. Liability cover helps protect them from legal and financial consequences, giving peace of mind to those who volunteer their time.
Most policies include shared spaces such as hallways, stairwells, gardens, lifts, bin stores and car parks. If your building has additional facilities like a gym or laundry room, we can include those too. Just let us know what’s in place and we’ll make sure it’s covered.
Yes. We offer optional extras like directors’ and officers’ liability, contents insurance for communal items, and engineering inspections for lifts or boilers. These can be added to your policy to give you more complete protection.
If a resident or third party makes a claim, we’ll guide you through the process. You’ll need to provide your policy number, explain what happened, and share any documents or photos. Our team will handle the rest, working quickly to resolve the issue and support your association.
Yes. Even if your association is informal or voluntary, you may still be liable for decisions made on behalf of residents. Insurance helps protect you from unexpected costs and claims, and shows your commitment to managing the building responsibly.
In many cases, we can arrange same-day cover. Just get in touch with our team, provide the details of your building and association, and we’ll guide you through the process. We aim to make things as effortless as possible, so you can focus on looking after your community.