From pixels to policies, we tailor cover to suit your setup. Whether you're a developer, team owner or event organiser, we understand the risks you face and help you build protection that fits – just like your gaming loadout.
Esports and gaming insurance
Whether you're running a tournament, governing body, developing games, managing a team, our esports and gaming insurance helps safeguard your assets and reputation.
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Cover for specialist equipment and infrastructure
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Protection for intellectual property and sponsorship rights
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Support for governing bodies and esports teams
Accessible expertise
Support from specialists who understand esports risks.
Effortless experience
Simple, proactive service from quote to claim.
Community focus
Protection built around your gaming community.
Flexible cover options
Tailored policies for teams, events, and developers.
We’re here…
For every tournament
We’ll help you plan for the unexpected.
For every game
Protect your IP and manage contracts with tailored cover.
For every team
Cover for players and sponsorship agreements.
For every rule
Support for protection against regulatory risks.
What does esports and gaming insurance cover?
Our cover is designed to protect the people, tech, events, and ideas that power your gaming business.
Specialist equipment and property cover
Protect your customised tech and event kit from loss or damage.
Intellectual property and sponsorship rights
Cover for copyright, trademarks, licensing and streaming agreements.
Cyber and crime protection
Safeguard player data and prevent system failures.
Event cancellation and liability
Cover for financial losses and venue damage at gaming events.
How do esports and gaming insurance claims work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Esports and gaming insurance FAQs
Wondering about something? Don’t worry, Everywhen i’s here to help. We’ve put together some common questions about esports and gaming insurance to support you every step of the way.
In gaming, your loadout is the gear, abilities, perks, and setup that you choose to suit your play style. It’s personal, strategic, and essential to how you perform.
Our insurance works the same way.
At Everywhen, we help you build a policy that fits your unique setup – whether you're a developer protecting intellectual property or a team insuring specialist equipment. You select the cover that works for you, and we make sure it’s ready when you need it.
Yes. We offer property insurance that protects specialist gaming equipment, including consoles, PCs, streaming setups and infrastructure.
Whether you're travelling to events or operating from a fixed location, we’ll help you safeguard the tools you rely on.
Absolutely. We provide professional indemnity cover for developers, including protection against IP disputes and contract issues.
If you're building games or platforms, our cover helps reduce risk and protect your creative work. We’ve got your back(end).
Yes. Cyber protection is a key part of our offering. It helps defend against data breaches, ransomware, system failures and other digital threats. We’ll work with you to tailor the right level of cover for your business or organisation.
Esports businesses rely on secure data and smooth streaming. A cyber event – like a breach or system failure for example – can disrupt broadcasts or even expose a player’s data and, in turn, damage your reputation.
Our cover helps protect you against these threats, so you can stay focused on the game.
We do. We support organisations that oversee esports activity by offering cover for regulatory risks, public liability and evolving governance frameworks.
Our team understands the challenges these bodies face and can help build a policy that fits.
Yes. With new rules and partnerships emerging all the time, our cover helps protect you from the risks that come with rapid change – so you can focus on building a fair and trusted competitive environment.
Esports content is often streamed and monetised across platforms – and sadly, not everyone plays by the rules. From unauthorised use to broken sponsorship agreements, IP disputes can quickly arise.
Our cover helps protect your copyrights, trademarks and licensing deals, so your brand stays secure, and your contracts hold up.
Even the most carefully planned esports events can face unexpected challenges – from low turnout to last-minute cancellations. Our event and contingency cover can include protection for:
Financial losses from cancellation or curtailment
Hiring costs for venues, equipment, or contractors
Unexpected low attendee figures
Lost ticket sales and refund liabilities
Reputation damage control
Venue costs, including accidental damage
Injuries to attendees, staff or passers-by
Damage caused to hired venues or third-party property
With Everywhen, you get cover that’s built around your event – so you can focus on delivering an experience your community won’t forget.
Yes. As esports businesses grow, many seek investment, which may come in the form of sponsorship or acquisition – and that can bring risk. If a deal leads to legal action, such as a warranty breach or tax dispute, our transaction liability cover helps protect you. We offer tailored solutions to reduce exposure and support smoother transitions.
No, we don’t offer cover for gambling or gaming played for stakes.
Our focus is on protecting esports teams, developers, organisers and governing bodies who operate within regulated, skill-based environments. If you're unsure whether your activity qualifies, speak to our team – we’re here to help.