You’re not just modifying vehicles – you’re improving lives. That takes more than skill and precision, but trust, too. We offer insurance that’s built around your everyday, with flexible options and advice that just makes sense. Whether you’re working on a single car or managing a busy workshop, we’ll help you stay protected and keep things running smoothly.
Mobility adapted motor trade insurance
You help people move through life with confidence. We’re here to protect the work you do, with insurance that understands how much detail, care and responsibility is involved.
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Cover for mobility adaptation businesses
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Protection for vehicles, workshops and liability
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Support from people who know your trade
Road risks cover
Insurance for vehicles in your care, whether on-site or on the move.
Defective workmanship cover
Protection if a modification causes damage or injury.
Customer vehicle insurance
Cover for vehicles being stored, serviced or adapted.
Business interruption cover
Support if you need to pause operations due to an insured event.
We’re here…
For every conversion
Cover that reflects the complexity of your work.
For every workshop
Protection for your tools, ramps and diagnostic equipment.
For every inspection
Support with compliance, safety and legal requirements.
For every interruption
Insurance that helps you recover and keep going.
What does mobility adapted motor trade insurance cover?
Your business is unique, and your insurance should be, too. We offer a wide range of protections to help you manage risk and deliver safe, high-quality adaptations.
Employers’ liability insurance
Legal cover for claims made by your team due to injury or illness.
Public and products liability
Protection if a member of the public is injured or a product causes harm.
Directors’ and officers’ insurance
Support for claims made against your leadership team.
Statutory plant inspections
Cover for required checks on lifting equipment and machinery.
How do mobility adapted motor trade insurance claims work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Mobility adapted motor trade insurance FAQs
Wondering about something? Don’t worry, Everywhen is here to help. We’ve put together some common questions about mobility adapted motor trade insurance to support you every step of the way.
Our policies can be tailored to include a wide range of mobility adaptations. This includes hand controls, wheelchair lifts, swivel seats, pedal modifications, and electronic driving aids. If your business carries out bespoke conversions or works with specific manufacturers, we’ll also make sure your cover reflects the nature and complexity of the services you offer.
Yes, you can. We offer cover for vehicles that are in your care, whether they’re being stored, serviced or actively modified. This includes protection against accidental damage, fire and theft. That said, it is important to let us know how long vehicles typically stay on-site and what kind of work is being carried out, so we can tailor your policy accordingly.
If your business modifies vehicles, we strongly recommend defective workmanship insurance as it protects you if a work fault leads to injury, damage or legal action. Given the safety-critical nature of many adaptations, having this protection in place gives you and your clients peace of mind. It also helps demonstrate your commitment to quality and accountability.
Yes, absolutely. If your business operates across more than one site, we can build a policy that covers all your premises, including workshops, storage facilities and administrative offices. What’s more, you’ll have one point of contact and one set of documents, making it easier to manage your insurance and keep everything consistent.
It can be. If you store customer data, use diagnostic software, or manage bookings and payments online, cyber insurance is definitely worth considering. Not only does it protect your business against data breaches, but it also safeguards against ransomware attacks and system failures. We’ll help you assess your digital risks and decide whether this cover is right for you.