We understand the risks that come with obstacle sports and endurance racing, whether you’re competing yourself or organising an event. With deep industry knowledge and strong market relationships, we offer tailored cover that keeps you moving forward.
Obstacle sports and endurance racing insurance
From muddy trails to high-impact challenges, obstacle sports and endurance racing is all about pushing boundaries. We offer specialist cover that’s built around your everyday, so you can focus on performance while we take care of protection.
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Protection for events, assets and participants
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Travel, accident and illness cover included
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Designed for high-risk, high-impact sports
Call 01903 875431
Event liability cover
Protection against third-party injury and property damage.
Asset protection
Cover for your equipment, venues and training centres.
Travel and medical cover
Insurance for overseas trips, including emergency treatment.
Personal accident benefits
Support if you’re injured and unable to train or work.
We’re here…
For every race
Cover for events, venues and unexpected cancellations.
For every athlete
Personal accident and illness cover that goes the distance.
For every obstacle
Insurance that’s built for high-impact, high-risk sports.
What does obstacle sports and endurance racing insurance cover?
Our cover is designed for the unique risks presented by obstacle sports and endurance racing. From event liability to personal accident protection, we’ll help you stay supported whether you’re participating or performing.
Event liability insurance
Cover for injury or damage claims during races and training.
Property and asset cover
Protection for venues, equipment and infrastructure.
Travel insurance for high-risk sports
Includes medical treatment and cancellation cover abroad.
Personal accident and income protection
Support if illness or injury stops you from working.
How do claims for obstacle sports insurance work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Obstacle sports insurance FAQs
Wondering about something? Don’t worry, Everywhen is here to help. We’ve put together some common questions about obstacle sports insurance to support you every step of the way.
Not just any insurance will do for obstacle sports and endurance racing. That’s because they feature risky elements – like unpredictable environments and the potential for high-impact injuries – so require protection that’s built to reflect that. Specialist insurance gives organisers, athletes and support teams the confidence to focus on performance, knowing they’re backed by cover that understands their everyday.
Yes, obstacle sports insurance can help meet venue or legal requirements. Some locations may ask for proof of cover before allowing access or hosting events. Having a tailored policy shows you’re prepared, responsible and protected. It’s a smart way to tick the right boxes, whether you're training or competing or simply organising the event.
You can. We offer property and liability cover for permanent facilities and temporary race venues. That includes protection for your equipment, infrastructure and any hired spaces. If something goes wrong, you’ll have the support you need to recover quickly and keep things running smoothly.
Yes. If you’re injured and unable to train or work, personal accident cover provides financial support. It can include lump sum payments for serious injuries and optional income protection. This is especially useful for self-employed athletes or those without access to workplace benefits.
Absolutely. Our travel insurance includes medical treatment, cancellation cover and protection for lost or damaged equipment. Plus, unlike standard travel policies, this cover is designed for high-risk sports, so you can compete abroad knowing you’re fully supported.