We know that no two organisations are the same, which is why our team really takes the time to understand your everyday. We work with leading insurers to build cover that reflects your people and purpose, not just your risks.
Not-for-profit organisations insurance
Running a charity or community group comes with unique responsibilities. From safeguarding your people to protecting your premises, you need insurance that understands the work you do and the risks you face. We offer cover that’s shaped around your organisation, so you can focus on making a difference.
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Trustee liability and fundraising event cover
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Legal helpline and dedicated claims support
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Tailored protection for your organisation’s needs
Tailored protection
Cover built around your organisation’s structure and activities.
Trustee liability cover
Protection for board members and decision-makers.
Fundraising event cover
Insurance for events up to £5,000.
Legal and claims support
Access to a legal helpline and in-house claims advisers.
We’re here…
For every community
Cover that supports your volunteers, venues and outreach.
For every charity
Protection for the decisions you make and the responsibilities you carry.
For every fundraiser
Support for the moments that bring people together.
What does not-for-profit organisations insurance cover?
Our insurance is designed to reflect the realities of running a not-for-profit, so you know you’re covered no matter what.
Trustee liability insurance
Cover for legal costs and claims against board members.
Public and employers’ liability
Protection for your team, volunteers and visitors.
Fundraising event insurance
Cover for one-off events, including cancellation and injury.
Legal expenses and helpline
Support with disputes, contracts and regulatory issues.
How do claims for not-for-profit organisations insurance work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Not-for-profit organisations insurance FAQs
Wondering about something? Don’t worry, Everywhen is here to help. We’ve put together some common questions about not-for-profit organisations insurance to support you every step of the way.
Charities often do need insurance, even if they aren’t based in a building. Even without a physical premises, your organisation may still run events, work with volunteers or interact with the public. All of these activities can bring risks you’ll want to be prepared for. That’s what this type of insurance is for – to help you manage those moments with confidence.
Yes, they can. Insurance for not-for-profits is flexible and can be shaped around your group’s individual size and activities. It doesn’t matter whether you’re running a local support network or a small outreach project - there are options that offer meaningful protection without putting pressure on your finances.
It’s worth thinking about. Trustees carry legal responsibilities, and if something goes wrong, they could be held personally accountable. Trustee liability insurance helps protect the people who make decisions on behalf of your organisation, giving them the reassurance they need to lead with care.
Volunteers are at the heart of many not-for-profits. Insurance helps protect them while they’re doing their work, whether that’s through injury cover, legal support or public liability. It’s a way to show you’ve thought about their safety and wellbeing, and that you’re prepared if something unexpected happens.
Start by looking at how your organisation has changed. If you’ve added new services, welcomed more volunteers or started hosting events, your insurance might need a refresh. It’s also worth checking that your policy includes trustee protection and legal support, especially if your responsibilities have grown.