At Everywhen, we understand the risks that people can’t be attributed to fault. Construction work can cause damage even when no one’s to blame – and that can, unfortunately, leave property owners exposed. We shape insurance that reflects the realities of JCT contracts, placing cover in joint names and supporting you with clear, responsive claims handling.
Cover for damage caused without fault or proven negligence
Insurance placed in the names of both contractor and employer
Help managing exposure linked to construction-related damage
From people who understand JCT contracts
Protection for employers under JCT contracts
Cover for damage to neighbouring properties
Support with non-negligent liability
Joint-named policies for contractor and employer
In-house claims team with construction sector experience
This insurance is designed to protect you from specific risks that can arise during building work – even when no one is at fault. It’s especially relevant for property owners and employers commissioning work under a JCT contract.
Your policy will cover risks arising from:
Collapse
Subsidence
Heave
Vibration
Weakening or removal of support
Lowering of ground water
