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Life sciences insurance

At Everywhen, we support the people behind life sciences businesses. Whether you're navigating clinical trials or managing product safety, we understand the pressure to get things right the first time, including your insurance. Rather than take a one-size-fits-all approach, we’ll ensure your policy will be shaped around your business.

Two botanists, a woman and a younger man, wearing lab coats and safety glasses, study locally grown plants in a test lab

Why choose Everywhen for life sciences insurance?

We’re here for organisations across the life sciences supply chain – from R&D and testing to manufacturing and distribution – by shaping insurance that reflects the realities of their work. That includes the risk of product recall and the complexity of regulatory compliance. We shape our support around how your work, with cover that adapts as your business evolves.

Cover for complex operations

Shaped around research, testing, manufacturing and distribution

Support with regulatory and reputational risk

Protection against breach, recall, litigation and compliance issues

Protection for stock and supply chain

Including perishable goods, transit and business interruption

Fair claims outcomes

Our dedicated team help with a swift, fair claims journey

Key benefits of life sciences insurance

  • Cover for R&D, clinical trials, manufacturing and distribution

  • Protection for stock, equipment and supply chain disruption

  • Support with product recall, breach of contract and IP defence

  • In-house claims team with sector experience

  • Advice from people who understand life sciences operations

Client consultation in the office

What does life sciences insurance cover?

Your policy will be tailored to the way your business operates, no matter if you're managing clinical trials or distributing regulated health products.

Your policy can include

  • Product liability: Protection for injury or damage caused by your products

  • Clinical trials: No-fault compensation for research subjects

  • Cyber and privacy: Cover for data breaches and system compromise

  • Stock and transit: Protection for perishable goods and supply chain movement

  • Business interruption: Support for lost R&D spend and contract costs

  • Patent defence: Cover for legal costs linked to IP disputes

  • Product recall and tampering: Insurance for safety-related recalls and malicious interference

  • Financial loss: Cover for breach of contract or negligent service delivery

Get a quote from Everywhen today

Looking for life sciences insurance quotes? Let us help you find the right policy quickly and easily. Just fill in our short form.