Professional indemnity cover for publishers
Professional indemnity covers negligent, error or omission, services or advice which leads to a client’s financial loss including legal fees.
Covers typically include protection against:
Defamation or harm to reputation
Unclear contractual responsibilities leading to financial loss
Breach of contract which could be a dispute with a customer, or a third party is resulting in a legal matter (subject to an exclusion of onerous liability accepted under contract)
Copyright infringement (third party) your customers intellectual property
Breach of confidentiality / invasion of privacy
Publishers public and products liability insurance
Public and products liability insurance should ideally be purchased together with professional indemnity cover. Our policy packages these aspects together to ensure there are no gaps in cover.
Publishers employers’ liability cover
Employers’ liability cover is a legal requirement and should be included if you have an employees. This can offer protection against statutory liability for death, injury or disease to employees arising in the course of their employment including while working off-site.
Legal advice for publishers
Between the back-and-forth revisions, design adjustments, formatting errors and so on, it’s easy for things to go wrong and to realise too late in the process to fix it.
If you find that you’ve sent an incorrect version to the printers, you could find that you are left with stock which you are unable to sell.
As part of our publishing insurance, we offer free legal advice on issues such as claims, PR crisis management, debt recovery, tax and VAT advice and general business and legal advice.