Cover is available to craftworkers/stallholders at events such as autojumbles, car boot sales, charity events, church and village fetes, country fairs, craft fairs, exhibitions, farmers markets, flea markets and steam rallies.
Please note, we are unable to provide cover for market traders or street traders.
Loss or damage cover for stallholders
Covers loss or damage by specified causes to the following:
Your stock, stall equipment and fittings.
Home workshop including buildings of your home workshop and also your workshop tools and equipment.
Road trailers.
Public liability cover for stallholders
Stallholders insurance will cover you for injury to persons or damage to third party property whilst engaged in stallholding and craftwork activities. This covers you, yourself and any voluntary or unpaid helpers acting under your instruction or on your behalf.
Product liability cover for stallholders
Product liability cover for any accidental injury to persons or damage to third party property due to negligence fault on the stallholder arising out of any product made and supplied by you.
Employers liability for stallholders
Employers liability is a legal requirement if you have any employees. Covers any employees acting on your behalf or under your direction for injury or damage whilst engaged in craftwork or stall holding activities. Employers liability covers your legal liability for damages in respect of injury to employees, staff, volunteers and helpers including labour only subcontractors.
Road trailer cover
As a modeller, you may need a trailer to transport your collection to exhibitions, events, club meetings etc. Model Railway Insurance offers road trailer cover for anywhere in the UK and Europe.
Cover applies to trailers both when they are attached and detached. When the trailer is not in use and is unattached from the towing vehicle, it is mandatory that the trailer is fitted with either a wheel clamp or a hitchlock. If it is not and the trailer is stolen the £100 excess will be increased to £500.
Exclusions apply such as loss or damage to contents within the trailer. Cover includes the hire of an alternative trailer following theft or damage to the trailer insured, subject to a maximum amount of £20 per day (maximum 10 days). The need for an alternative trailer must be a stallholder / craftworker related activity.