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Carpet cleaning insurance

We can arrange public liability insurance to cover your carpet cleaning business to protect your customers and business if things go wrong.

  • Selection of cover limits

  • Get covered and your documents on the same day

  • Access your quotes, policies and renewals in your online account.

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A clean, light beige low-pile carpet in a modern living room with a light gray sofa and white curtains
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Why choose carpet cleaning insurance with Everywhen?

Carpet cleaning cover and other trades available

You can also add multiple trades or professions to your policy.

Selection of cover limits

Cover limits available include £1m, £2m, £5m or £10m, to suit your specific requirements.

Includes legal defence costs

Carpet cleaning insurance includes protection for legal defence costs, including any compensation you are required to pay.

Pay for your carpet cleaning insurance by Direct Debit

You can choose to split your payment into ten monthly instalments.

What does carpet cleaning insurance cover?

Carpet cleaning insurance with public liability cover 

Our carpet cleaners insurance includes public liability cover.

Employers' liability insurance for carpet cleaners

We can provide cover for permanent and self-employed cleaners. It is important that you declare how your workforce are employed as this will impact how risks are calculated.

Public liability cover from £1-10 million

Typically, our clients request cover from between £1-10 million for any one event, but higher limits are available if needed. We suggest minimum levels of at least £2 million to cope with potential major personal injury claims that can arise. Consider the locations, values and types of property where you work and also contracts for any insurance conditions.

If you’re unsure how much cover you need, speak to one of our expert advisers about your carpet cleaning business and they’ll be able to help you get the right cover.

Get a quote from Everywhen today

Searching for carpet cleaning insurance quotes? Let us help you find the right policy quickly and easily. Just fill in our quotation form or call us to get started.

How do carpet cleaning insurance claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.

  • Call the claims team on 0344 892 1384 and explain exactly what happened.

  • Provide photos if requested to help us understand what happened as quickly as we can.

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Carpet cleaning insurance FAQs

Wondering about something? Don't worry, Everywhen's here to help. We've put together some common questions about carpet cleaning insurance cover to support you every step of the way.

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Our policies are suitable for UK-based cleaning businesses who work on both domestic and commercial properties. We do not cover public liability and employers liability sections arising out of work undertaken in hospitals.

Yes, all types of employee can be covered for the same risks.

Yes it can. We can extend cover to include products liability for goods supplied and if you have a warehouse/ trade counter then we can cover the stock and your general contents for accidental damage, flood and other perils. Goods in transit to cover loss or damage whilst to transit is another option. Ask us for details.

If you would prefer to spread the cost of your carpet cleaning insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Everywhen, please read our Regulatory Information.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.