Contractors all-risk insurance

Q: How do I access my documents online?

If you bought your policy before 18 th July 2024, you can view all your documentation in your online portal . If you purchased your policy on or after the 18 th July 2024, access your documents at Markel's UK website.

Contractors all-risk insurance, including contract works, hired-in plant, own plant, and tools under one policy.

Tailor your cover with flexible public liability limits, as well as high-risk trades and locations options
Popular limits of £1m, £2m, £5m and £10 million public liability cover
UK based support

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A construction worker carries PVC pipes on his shoulder at a strip mall renovation site.

Why choose contractors all-risk insurance with Everywhen?

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All-in-one contractors cover

Covers contract works, hired-in plant, own plant, and tools under one policy.

Public liability for contractors

Popular limits of £1m, £2m, £5m and £10 million public liability cover. Can be extended for high-risk contract works and locations.

Contractors' liability insurance

Liability cover to suit you, as part of a package or separately.

Pay for your contractors all-risk insurance by Direct Debit

Choose to spread your payment into 10 monthly Direct Debit instalments.

What does contractors all-risk insurance cover?

Tailored contractors all-risk cover

Our contractors all risk insurance can be tailored to your needs. As standard, it covers contract works, hired in plant, own plant and tools. It can be extended to cover contracting in hazardous or high-risk areas.

Contract works insurance

Contract works cover is included as standard in our Contractors All-Risk insurance. It provides protection against damage to works in progress from threats including fire, flood, storm, malicious damage, and theft.

Contractors insurance for high-risk work and hazardous locations

Contractors cover is available for high-risk trades, such as scaffolding, hot roofing and underpinning. We can also offer cover for contract work in hazardous or high-risk locations, if required.

Contractors public and employers' liability cover

Public liability cover for contractors with a choice of limits up to £10 million as standard, as well as employers' liability insurance. We can offer higher limits if you require it for specialist contract works. If professional indemnity insurance is required for your contract, we can also offer this under a separate policy.

Get a quote from Everywhen today

Searching for contractors all-risk insurance quotes? Let us help you find the right policy quickly and easily. Just fill in our quotation form or call us to get started.

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Call 0330 818 9590

How do contractors all-risk insurance claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

Find your insurance documents and make sure you have all your information at hand, including your policy number.
Call the claims team on 0344 892 1384 and explain exactly what happened.
Provide photos if requested to help us understand what happened as quickly as we can.

What our customers are saying

Contractors all-risk insurance FAQs

Wondering about something? Don't worry, Everywhen's here to help. We've put together some common questions about contractors all-risk insurance cover to support you every step of the way.

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Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).

Contractors can risk legal action in respect of their liability to others for accidental personal injury or property damage arising from their activities. Potentially, the awards that can be made as a result of a successful claim can be substantial.

Unfortunately, even the legal costs of defending the most spurious claim may cause financial hardship. This underlines the importance of being insured for Public liability. This covers legal defence costs and compensation awards arising from accidental bodily injuries and property damage caused to others during your work.

Yes, Contractors All Risk will insure both permanent and temporary construction projects and as well as all materials you’re using on the project and Plant and Contractors Combined will cover you for both above, plus Liability insurance.

If you engage additional labour and staff on contract work, you will need employer’s liability insurance.

Yes, legal defence costs for liability claims are included as a standard option in our contractors’ cover. Plus, if you want Commercial Legal Expenses insurance then we can arrange this as an optional extra. The limit starts at £100,000 with the option to increase.

To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel Direct quick and easy Direct Debit scheme.

If you bought your policy before 18^th July 2024, you can view all your documentation in your online portal. If you purchased your policy on or after the 18^th July 2024, access your documents at Markel's UK website.