Your home insurance is designed to protect you against unexpected events, including fire damage caused by household appliances like air fryers. In many cases, if an air fryer fire damages your home or belongings, you should be covered under your buildings and/or contents insurance policy7.
However, as with any claim, cover will depend on the circumstances. Insurers will expect that reasonable care has been taken when using appliances and that any safety guidance has been followed. For example, not maintaining the appliance properly, using it incorrectly, or ignoring manufacturer instructions could affect the outcome of a claim.
It’s also important to ensure your level of cover reflects the true value of your home and belongings, especially given the rising cost of repairs and replacements.
If you’re unsure what your policy includes, it’s always worth checking your documents or speaking to your insurer to understand exactly where you stand.