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Landlord responsibilities vs tenant responsibilities in 2026

A young couple with a child tours a spacious, modern home with large windows and a skylight, while a real estate agent reviews documents.

The introduction of the Renters’ Rights Act on 1 May 2026 means that some things have changed for both landlords and their tenants. It’s important to review the changes so you can understand what action you need to take – read on to find out more.

Landlord responsibilities

The Renters’ Rights Act has introduced more rights for tenants, and that means that landlords have more responsibilities than they did before. Here are a few examples of the new and different responsibilities:

list-tick.svgDocumentation: You’ll need to provide tenants with the Renters’ Rights Act Information Sheet, which can be found here.

list-tick.svgProperty maintenance: It’s your responsibility to keep the property in a liveable condition – that means it should be safe and fit for habitation. You should have electrical checks carried out every five years, keep the property compliant with gas safety, and make sure you quickly address any health hazards like mould or damp.

list-tick.svgFair pricing and advertising: You can’t have bidding wars for your property - make sure you advertise the property with a clear asking price. When it comes to increasing rent, you can only do this once a year (and not within the first 52 weeks of the tenancy). You also can’t request or accept more than one month’s rent in advance.

list-tick.svgPets and children: Tenants now have the right to request a pet, so you’ve got to consider every request carefully – you can’t blanket ban pets from your property. Similarly, you should consider applicants equally.

list-tick.svgEnding a tenancy: No-fault evictions are no longer allowed under UK law, but you can reclaim your property if you have a legally recognised reason (such as selling the property). You’ll need to give your tenants the required notice too1.

Tenant responsibilities

While tenants have been given more rights under the Renters’ Rights Act, they still have plenty of responsibilities. Here are a few things that they should be doing:

list-tick.svgRent and bills payment: Tenants should pay the rent on time and in full, as outlined in the tenancy agreement. If bills and council tax are part of the agreement, they should pay these on time too.

list-tick.svgProperty care: Tenants should do their best to keep the property clean and report any damage so it can be repaired quickly.

list-tick.svgQuiet enjoyment: Tenants have the right to the quiet enjoyment of their property – that means no anti-social behaviour

list-tick.svgLeaving the property: If a tenant wants to end their tenancy, they’ll need to give their landlord two months’ notice.2

Why you need landlord insurance

Landlord insurance can play an important supporting role as you adapt to the changes introduced under the Renters’ Rights Act.

Having the right insurance in place can help protect you against financial risks such as property damage from tenants, or loss of rent, while also giving you access to expert support if issues arise.

It’s important to check your insurance policy to ensure you have the cover you need and speak to your provider if you have any questions. It can’t replace the need to stay compliant with the new regulations, but it does help you manage the day‑to‑day impact of those changes.

Let’s talk

If you’re interested in how landlord insurance can help you to protect your property, get in touch with Everywhen today on 033 0828 0108, or visit our dedicated landlord insurance page for more information.

James Cooper

James Cooper

Trading Director

James is a respected industry leader with over 15 years' experience in the home and property insurance sector.

He works across a broad range of insurance product and policy development and delivery, including product development; customer sales and marketing; and P&L accountability. 

James currently works at Everywhen as Trading Director, and was previously Head of Sales and Service - Property. Everywhen combines regional care with national reach, deep sector knowledge and strong insurer relationships to deliver tailored solutions across 55+ schemes. We help our clients navigate everyday and emerging risks with confidence, always and at all times.