Landlords Insurance

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Underinsurance and Buy To Let Properties

Many landlords face the risk of underinsurance, which occurs when a property isn’t insured for its full rebuild cost. With around 76% of UK properties underinsured, claims may result in only partial payouts, leaving landlords financially exposed.

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Renters Rights Bill: What does this mean for you as a Landlord

Overview of the proposed Renters’ Rights Bill, its impact on landlords and tenants, and the latest updates as it moves through parliament.

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What Does My Landlord Insurance Cover

Landlord insurance protects property, covers damages and rent loss, and provides peace of mind with key coverage options.

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Is Buildings Insurance a Legal Requirement for Landlords

Buildings insurance isn’t legally required for landlords but is essential for protecting property against damage and safeguarding investments.

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Are Gardens in Rental Properties an Asset or Liability for Landlords

Post-pandemic, 32% of Brits prioritise gardens, making outdoor space a key draw for tenants, though it comes with added responsibilities for landlords.

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Who Is Responsible for Accidental Damage In a Rental Property

Accidents in rentals are unavoidable, making insurance essential. Learn what counts as accidental damage, who’s responsible, and how landlords can protect their property.

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The Growth of the Accidental Landlords

30% of UK landlords are “accidental,” often from inheritance or moving. It can be profitable but comes with big responsibilities and challenges for first-timers.

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How to Claim on Landlord Insurance

Landlord insurance protects against disasters like fire or flood, but many don’t know how to claim. This guide explains coverage and the claims process to maximise protection.

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Who Pays for Building Insurance on Commercial Property

Commercial property investment can be rewarding, but risks exist. This guide explains who is responsible for building insurance costs, including for mixed-use properties.

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What Insurance do I Need as a Landlord in the UK

Overview of key UK landlord insurance types, including building, contents, loss of rent, and property owners' liability coverage

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What is a Landlord Checking Service

A landlord checking service helps screen tenants with thorough background checks, making property management easier and more reliable.

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Can You Rent a House to a Family Member

Renting to family can be rewarding but brings legal and financial complexities. With clear ground rules and proper setup, it can work smoothly while protecting both relationships and investments.

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Landlord Insurance Versus Home Insurance: what's the Difference

Home insurance and landlord insurance differ in coverage, with landlord policies tailored to risks of rental properties. This guide explains key differences, coverage details, and how to choose the right policy.

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How to Calculate Rental Income

This guide explains common allowable expenses for landlords and how to calculate rental income to determine net profit or loss.

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What is Landlords Contents Fixtures and Fittings Insurance

Landlords’ contents, fixtures, and fittings insurance protects items like furniture, appliances, and light fittings in rental properties. This guide explains what it covers, why it’s useful, and how it safeguards landlords from costly replacements.

Landlords Insurance covering loss of rent

Loss of rent insurance protects landlords from income loss when a property can’t be rented. This guide also explains how landlord insurance differs from standard home insurance and why specialist cover is essential.