Ear piercing insurance

We don’t put a limit on the number of employees you can cover. However, if you take on new staff after you’ve taken out your policy, please let us know, so that we can update your policy and keep you covered.

Generally, these policies cover you for working at your premises only. However, on request, we can extend your policy to include home visits and working at other sites/premises.

These aspects are excluded from nail technician insurance:

• Any work for which you are not qualified and do not hold the relevant certificates for the treatments you carry out

• Not adhering to the treatment liability conditions of the policy, or following the policy precautions and conditions relating to the treatments you carry out

• Damage to any property held in trust or your custody

• Liability arising out of the failure of a product to perform the function for which it was intended

• Injury to any employee (unless you have employers liability insurance)

• Theft not involving forcible and violent entry or exit

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan.

We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.