Laser Hair Removal Insurance

An outline of the exclusions and limitations is provided below.

Full details of all exclusions or limitations of cover can be found in the summary cover and policy wordings available to you through the online quotation process.

Notable exclusions

You are not covered if you do not hold:

• Accredited training certificates for the non-injectable treatments you wish to perform.

• UK-accredited training certificates for the injectable treatments you wish to perform and NVQ level 3 or equivalent* beauty qualification with more than 6 months post-qualification advanced beauty** experience.

Or

• UK Accredited training certificates for the injectable treatments you wish to perform

• A Level 3 matrix or Access Course

*Equivalent Level 3 NVQ would be VTCT Diploma, A & P Level 3, NARIC translated, City and Guilds

**Advanced beauty includes any treatments which penetrate the skin.

You must have UK accredited training certificates for injectables, and either a NVQ level 3 or equivalent beauty qualification with more than six months of post-qualification advanced beauty experience, or a level 3 matrix or access course completion.

If you have employees, it is a legal requirement for you to have employers' liability insurance in place at the very least. Legally, you are not required to have any other form of insurance in place, however, it is certainly recommended. Cover for aestheticians can provide a safety net to protect you and your business from the financial burden of a claim against you.

Laser hair removal insurance is designed to cover professional aestheticians during the course of their work. It includes elements of liability insurance related to treatments you provide and can cover aspects of your business and equipment too.

Here are just some of the covers we can provide:

• Malpractice (treatment risk)

• Buildings and contents

• Public liability

• Products liability

• Employers’ liability

• Business interruption

Explore the beauty treatments we cover here.

We recognise that there may be occasions when you need more support to help you manage risk, which is why we have partnered with health and safety, employment law and HR specialists WorkNest to offer you more dedicated, bespoke support in these complex areas.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.

You must hold the relevant certificates and qualifications for all professional treatments undertaken.

Full details of the policy terms and conditions are available on request. It is important to read your policy documents.