Your people are your greatest asset. Our personal accident and travel insurance helps protect them from the unexpected, whether they’re working on-site or travelling abroad. It’s about giving them confidence and care, wherever they are.
Personal accident and travel insurance
This cover supports your colleagues in the event of injury, illness or emergency, whether at work or travelling for business.
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Cover for accidents and injuries
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Business travel protection worldwide
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Support for medical emergencies and repatriation
Accident and injury cover
Accident and injury cover Financial support for employees injured at work or during business travel.
Global travel protection
Cover for medical emergencies, cancellations and repatriation.
Flexible policy options
Tailored to your business needs and travel patterns.
Expert support
We’ll help you choose the right cover and guide you through claims.
We’re here…
For every trip
Helping your people stay protected wherever work takes them.
For every injury
Supporting recovery with financial protection and care.
For every emergency
Providing reassurance when things don’t go to plan.
For every team
Ensuring your people feel safe, valued and supported.
What does personal accident and business travel insurance cover?
This policy offers financial protection and practical support for employees who are injured or fall ill while working or travelling for business.
Personal accident cover
Pays out in the event of accidental injury, disability or death during work-related activities.
Business travel insurance
Covers medical emergencies, trip cancellations, lost luggage and repatriation.
Worldwide protection
Available for domestic and international travel, including high-risk destinations.
Optional extras
Policies can include cover for leisure travel, winter sports or extended stays.
How do claims for personal accident and business travel insurance work?
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
What our customers are saying
Personal accident and business travel insurance FAQs
Wondering about something? Don’t worry, Everywhen is here to help. We’ve put together some common questions about personal accident and business travel insurance to support you every step of the way.
It’s a combined policy that protects employees from injury, illness or emergencies while working or travelling for business. It includes financial payouts for accidents and comprehensive travel cover for medical and logistical support.
It’s suitable for:
Businesses with travelling employees
Organisations with field-based or site-based teams
Companies wanting to offer enhanced employee protection
Whether your team travels occasionally or regularly, this cover helps you look after them.
Typical accident cover includes:
Lump sum payments for accidental death or permanent disability
Weekly benefits for temporary disablement
Medical expenses related to the injury
Rehabilitation support
Travel insurance typically includes:
Emergency medical treatment
Repatriation and evacuation
Trip cancellation or curtailment
Lost or stolen baggage
Travel delay and disruption
Your policy can be tailored to include additional cover based on your needs.
The cost depends on:
Number of employees covered
Frequency and location of travel
Level of accident and travel protection required
We’ll help you find a policy that suits your business and budget, with clear pricing and no hidden fees.
See our range of cover for businesses
Office insurance
Business premises insurance
Shop insurance
Directors and officers insurance
Commercial combined insurance
Business insurance
Employers' Liability Insurance
Commercial property owners insurance
Product liability insurance
Warehouse insurance
Public liability insurance
Cyber insurance
Personal accident and business travel insurance articles and guides
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