Our commercial property owners insurance is designed for landlords and investors, offering flexible cover for buildings, liability and loss of rent.
Cover for residential and commercial properties
Protection for buildings, contents and liability
Options for loss of rent and alternative accommodation
Choose protection for single properties or entire portfolios.
Safeguard your investment against fire, flood, theft and more.
Financial support if your property becomes uninhabitable after an insured event.
We’ll help you find the right cover and make the process effortless.
Helping you protect your properties and your income.
Supporting investors with tailored multi-property cover.
Providing reassurance when damage or disruption occurs.
Covering residential, commercial and mixed-use properties.
This policy offers comprehensive protection for landlords and property investors, helping you manage risks and protect your income.
Cover for damage caused by fire, flood, storm, subsidence and more.
Protection for fixtures, fittings and furnishings in your properties.
Cover if a tenant, visitor or member of the public is injured on your premises.
Financial support if your property becomes uninhabitable after an insured event.
When you need to make a claim, we’ll guide you through the process and get things sorted quickly.
Find your policy documents and have your policy number ready
Call our claims team and explain what happened
Provide any requested documents or photos
We’ll handle the rest
Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about commercial property owners insurance cover to support you every step of the way.
Commercial property owner insurance is a specialist policy designed to protect landlords and property investors from the financial risks of owning property. It typically covers your buildings, contents, liability and loss of rent.
If your property is damaged by fire, flood or storm, or if a tenant makes a claim against you, this insurance helps cover the costs. It’s about safeguarding your investment and ensuring your income is protected when the unexpected happens.
This cover is ideal for:
Residential landlords
Commercial property owners
Investors with multiple properties
Freeholders and leaseholders
Whether you own a single rental property or a large portfolio, property owners insurance gives you peace of mind that your assets and income are protected.
Typical cover includes:
Buildings insurance – protection against damage from fire, flood, storm, subsidence and more
Contents cover – for fixtures, fittings and furnishings in your properties
Property owners’ liability – if a tenant, visitor or member of the public is injured on your premises
Loss of rent – financial support if your property becomes uninhabitable after an insured event
Optional extras may include legal expenses, accidental damage and unoccupied property cover.
Yes, but you’ll need to let us know if a property will be empty for an extended period. Standard policies often have restrictions for unoccupied buildings, so we can arrange specialist cover to keep you protected.
The cost depends on:
The type and number of properties you own
The level of cover you choose
Your claims history and location
We’ll work with you to find a policy that suits your needs and budget, with clear pricing and no hidden fees.
