We have provided a summary of the key features of the policy, below. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.
Multi horse insurance
Our multi horse insurance policy offers exactly the same cover as individual horse insurance policies. Each horse can be insured for different activities, vet fees, public liability cover etc. The only difference is that we group together the individual policies under one policy with one renewal date and one premium, minimising the stress of you trying to manage several policies at a time.
Theft, straying or death
As standard, our multi horse insurance policy comes with protection against theft, straying or death.
If one, or more, of your horses is stolen or strays, you will receive financial assistance to help cover the cost of advertising your horse(s) as missing. If your horse(s) is not found within 28 days, you will receive a financial pay out up to the market value or sum insured of the horse, whichever is the lower figure.
In the event that one, or more, of your horses die, our equine mortality insurance covers the financial costs of the accident, illness or disease. Subject to pre-existing medical condition checks. Depending on your coverage, euthanasia and disposal costs can also be covered in your policy.
Liability cover for multi horse insurance
Our multi horse insurance policy includes public liability cover which financially protects you against damage or injury caused by your horses to members of the public.
Optional additional cover for your multi horse insurance
There are a number of optional equine extras that can be added to your policy including personal accident cover, legal expenses and tack cover.
Should you, or anyone you have given permission to ride your horses, accidentally injure yourself while riding or handling your horses you would need personal accident cover. This cover can protect you financially for bodily injury, dental and death.
Additionally, there is also the option of adding on legal expenses insurance.
If you have more than £1,000 worth of tack we can provide tack cover to protect your saddlery, training tools, rugs, boots etc.
