Specialist home insurance

We understand that your home has a huge impact on your life. A problem with your home means life can be is disrupted.

Our range of specialist building insurance has been expertly designed to fit your home's unique circumstances
We aim to deal with your claim in a timely manner so that life can resume as normal

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Call 0345 266 8576

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Home interior under renovation with construction materials, an orange Shop-Vac vacuum, and partially completed kitchen and living spaces.

Why choose specialist home insurance insurance with Everywhen?

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Specialist property insurance team

If you have any questions about our policy or if you need to make a change, our friendly customer service team is available Mon - Fri 9am - 7pm, Sat 9am - 1pm

Up to 25% no-claims discount

We can reward you with up to 25% no claims discount if you haven’t made a claim on your property insurance.

Dedicated claims team

Our friendly and helpful claims team are available 5 days a week, 8:30am - 5:30pm.

Spread the cost of specialist home insurance

Choose to spread your payment into 10 monthly Direct Debit instalments.

What does specialist home insurance cover?

Property owners' liability cover

We can provide property owner's liability insurance to cover you in instances where a third party has been injured or had their property damaged in circumstances related to your property. This cover applies to your legal defence and awards you are required to pay to the claimant.

Variety of specialist properties covered

We include eco homes, wattle and daub, timber frame houses, steel frame houses, shingle roofs and more.

Alternative accommodation cover

If your home becomes uninhabitable, you’ll have cover in place towards the cost of staying somewhere else, subject to the claim for the damage being covered under the policy.

Home emergency assistance (additional cover)

Choose to add home emergency assistance and you’ll benefit from a 24-hour helpline for sudden, unexpected events. A team will then assist you in making your home safe and secure once more and restore electricity, gas or your water supply if required. There is no excess to pay for this service and it will not affect your no claims bonus.

Legal protection for non-standard constructions (additional cover)

We can add on the option for legal cover to cover you for legal costs up to £50,000.

Get a quote from Everywhen today

Searching for specialist home insurance quotes? Let us help you find the right policy.

Get a quote

Call 0345 266 8576

How do specialist home insurance claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

Find your insurance documents and make sure you have all your information at hand, including your policy number.
Call the claims team on 0345 266 8576 and explain exactly what happened
Provide photos if requested to help us understand what happened as quickly as we can.

What our customers are saying

Specialist home insurance FAQs

Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about specialist home insurance cover to support you every step of the way.

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Yes, our dedication to specialist property insurance means we can help you make informed choices about your cover. Benefits include English speaking overseas assistance and flexible cover.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

Please see the page above for your specific property type from the list above to find more details.

If you would prefer to spread the cost of your rowing boat insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Towergate, please read our Regulatory Information.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the insurance product information document and policy wording, which are available during the quotation process.