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Health Insurance

Peace of mind comes in the form of private medical insurance. 

  • No more worrying and waiting

  • Just fast access to high-quality healthcare whenever you need it

  • Through our sister company Usay Compare

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Why choose health insurance with Usay Compare?

Speedy referral

Get fast referrals to specialist consultants with your health insurance policy

Prompt hospital admission

When you're unwell, you want to be seen and treated quickly. Bypass long wait times and relax in the care of attentive professionals.

Convenient treatment times

Whether you lead a busy life or work unusual hours, you'll easily find an appointment time that's convenient to your lifestyle

Pay by Direct Debit

You can split your health insurance payments into easy monthly instalments

What does health insurance cover?

Your health is arguably your most important asset – Health Insurance allows you to protect your health and well-being as best you possibly can. It gives you access to private healthcare and to all the breakthrough treatments and medicines that come with it.

The options are endless, and you can tailor a policy to suit your exact requirements. Also known as Private Medical Insurance (or PMI), individual Health Insurance is an insurance policy which covers your treatment at a private medical facility, should you need it. When you take out a policy, you and the insurer agree that should you fall ill or suffer an injury, the policy will attempt to return you to the same level of health you had when you took it out.

Health Insurance has many benefits – the key being private treatment for covered conditions, rather than waiting weeks or months on the NHS. Other benefits such as a Digital GP, helplines and mental health support are often common. 

Reassuring health insurance advice

It's important you make sure that you thoroughly grasp the health insurance policy you are considering before purchasing. Our advisers will help you understand what the policy includes and excludes to ensure it meets your needs now and in the future. 

Comprehensive health insurance

Cover can include treatment for serious illnesses, such as cancer, as well as physiotherapy and complementary treatment. You may also have access to surgical procedures and treatments not yet available on the NHS. 

Dedicated support from experts

We understand that choosing health insurance can be a little confusing at times. That's where we can help. Your exact policy benefits will vary depending on the level of cover you select, and we will explain the various options available and highlight the key differences between them.

Flexible and affordable benefits

Our health insurance advisers will ensure that you have access to the products that meet your requirements, at a price that matches your budget.

Get a quote from Usay Compare today

Searching for health insurance quotes? Let us help you find the right policy quickly and easily.

How do health insurance claims work?

When you make a claim your insurance provider will cover the bills (excluding any excess you've agreed to) when you have treatment at a private facility, provided it’s covered on your policy. The claims process does vary depending on your chosen health insurer, however, you may expect the following to take place.

Normally you would visit your own GP, you’ll need to let them know that you have an active health insurance policy and need an open referral.

Once you have confirmation that your treatment will be covered by your policy, you can then go ahead and attend the appointment required. Once your treatment is complete your insurer will usually settle the necessary bills on your behalf. 

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Health insurance FAQs

Wondering about something? Don't worry, Everywhen's here to help. We've put together some common questions about zumba insurance cover to support you every step of the way.

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Mental Health cover is split into inpatient and outpatient cover. Inpatient cover will typically cover admission to a psychiatric hospital and assessments, treatments and medications you required whilst admitted. Outpatient care covers therapy sessions, diagnostic sessions and psychiatric assessment.

The treatment given to you will depend on the cancer you are diagnosed with and what your specialist recommends. Private Health Insurance can give you access to drugs that have proven effective but are not yet available on the NHS.

Long NHS waiting lists and cancelled or delayed procedures are a common motivation for initial enquiries into Health Insurance. Depending on the condition, it is unlikely it will be covered on your plan. Although, if you have a pre-existing condition speak to one of our expert advisors as different underwriting options may suit your needs.

This will depend on the whether you added an excess to your policy when setting it up. Excesses are used to reduce your premium – the higher excess option you select, the lower your monthly premiums will be. Talk to one of our expert advisors to ensure you have the best option to suit you.

We have a team of expert advisers ready to help make things easier for you. All advisers receive our extensive training. They also use our bespoke technology, with live prices and excellent comparison abilities.

Our service is completely free and totally impartial. We can save you the time, effort and stress of comparing policies and understanding the small print.

Our service is completely free and totally impartial. We can save you the time, effort and stress of comparing policies and understanding the small print.

There is absolutely no obligation or pressure to purchase a policy when you get a quote from Usay Compare. Our advisers are friendly and helpful.

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