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Events insurance

Bespoke events insurance, covering anything from school fetes to international exhibitions and festivals for UK-based event organisers.

  • Public and employers’ liability as standard

  • With optional covers such terrorism and adverse weather conditions

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Why choose events insurance with Everywhen?

Bespoke events insurance

Customise your policy to suit the type of event you are organising.

Covers cancellation and postponement

Cancellation and abandonment, postponement and curtailment with multi-event cover available.

Public and employers’ liability

Public liability with variable limits and employers' liability up to £10 million.

Pay by Direct Debit on annual policies

Choose to spread your payment into 10 monthly Direct Debit instalments.

What does events insurance cover?

Events insurance to suit your needs

We aim to provide insurance for every type of event; awards, concerts, ceremonies, conferences and exhibitions. We understand that no two events are the same, so we work hard to create a bespoke policy to suit your needs. Speak to us about the type of event you are organising, and our expert team will assist you in arranging the appropriate cover.

Liability insurance as standard

All our events insurance policies include public liability with variable limits and employer’s liability up to £10 million. This means that your business will be protected should a member of the public or an employee sue you due to negligence.

Protection should your event not run

Our events insurance will cover you should you be unable to host your event due to cancellation, abandonment, postponement or curtailment. Whether you cannot run the event at all or if you simply need to delay it, you’ll be covered. However, this does not include cancellation due to communicable diseases. Other terms and conditions may apply, so, see your policy wording or speak to an adviser for full details and exclusions.

Additional extras

Our policies can be extended to cover a range of different incidents such as non-appearance, full terrorism cover, enforced reduced attendance and adverse weather. These add-ons will protect you from financial loss in the instance of any of these cases which prevent your event from running to its full potential, or even running at all. Lack of finance and equipment breakdown are excluded; check your policy for full details.

Get a quote from Everywhen today

Searching for events insurance quotes? Let us help you find the right policy.

How do events insurance claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.

  • Call the claims team on 01732 228 790 and explain exactly what happened.

  • Provide photos if requested to help us understand what happened as quickly as we can.

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What our customers are saying


Events insurance FAQs

Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about events insurance cover to support you every step of the way.

Get a quote

You should be insured from the moment you become contracted or invested. You leave yourself open to financial risk if you arrange cover for an event but are not insured during the planning and organising process. We will create a policy for you that will cover risks throughout the life of the event (before, during and after); this comes as standard and does not cost any extra.

We aim to provide insurance for a broad range of events, including; awards, concerts, ceremonies, conferences and exhibitions. However, depending on the nature of your event, there may be certain exclusions., It is recommended that you speak to an advisor about the specifics of your situation.

We can provide cover against adverse weather, and, if you have specific concerns, we can offer additional cover, as required.

Whilst our standard cover excludes cover for non-appearance, this can be included at an additional premium, subject to the insurer's terms and conditions.

If you would prefer to spread the cost of your annual policy, you have the option of setting up a Direct Debit to pay your premium in equal monthly instalments through our preferred provider, Premium Credit Limited (PCL).

To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Everywhen, please read our Regulatory Information.

See our range of cover for businesses