Employers’ Liability is one of the few classes of insurance required by law in the UK.

The employee is reimbursed on a pence per mile basis for using their private vehicle on business journeys. Vehicles used by employees under cash allowance schemes are considered grey fleet too’.

The upcoming Cyber Security and Resilience Bill is a major change in legislation, aiming to improve the nation's cyber defences.

The cyber threat landscape is rapidly evolving. It is becoming increasingly sophisticated and impacting individuals and businesses alike

Did you know that, on average, properties are only covered for 63% of the value they should be? This could mean that in the event of a disaster, your insurer may apply the ‘average clause’ which means you would only receive a percentage of what you need to repair the damage caused by the disaster.

Explore why mobile aesthetics practitioners need insurance and the coverage options to stay protected while working outside traditional clinics.

Most policies, cover storm and flood damage to touring and static caravans, but exclusions (e.g., frost, subsidence, underground water, outside belongings) and maintenance requirements apply—always check policy details and keep the caravan secured and well‑kept.

Premiums depend on caravan type, value/age, usage and storage security, hire vs personal use, and policy basis (new‑for‑old vs market value); costs can be managed by improving security, choosing a higher excess, and selecting only necessary add‑ons like European travel or legal expenses.

This guide explains the importance of caravan security during holidays and details various security features that can provide peace of mind while potentially lowering caravan insurance costs.

Lending a caravan can be covered, but check the policy: confirm who’s allowed to use it, distinguish lending from hiring, add named users if needed, verify liability cover, and notify the insurer with trip details to avoid invalidation.

Short‑term caravan cover can suit brief, specific needs when annual insurance isn’t necessary—evaluate usage and risks before opting in.

We live in a world full of distractions. From eyewatering amounts of screentime to the quick dopamine hits of social media, by this point our brains are all but hardwired to be anywhere but present.