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Stone cottages along a small sandy beach, surrounded by lush green hills

What is Classed as a Holiday Home for Insurance Purposes?

Typically, a holiday home is classified as a property that is not your primary residence and is used for leisure, holidays or as a rental for short-term guests. This means that if you use the property solely for personal holidays or rent it out to paying guests on platforms like Airbnb, it may qualify as a holiday home.

A woman in a red shirt works from home, speaking on the phone while using a laptop, with a coffee cup and open binder on the table

What Qualifications Do You Need to Be a Beautician?

Becoming a beautician requires a blend of formal training, practical skills, and a passion for helping clients look and feel their best

Waterside brick townhouses with green balconies reflected in a calm canal under a clear blue sky

Do I Need Holiday Home Insurance

Holiday home insurance is an insurance policy that can provide extra protection for properties that serve as holiday spots for short-term rent

A man replying an email

Bytesize Cyber Series - How to spot a phishing email

One step ahead of cybercriminals, we’re exploring a different aspect of cybersecurity, How to spot a phishing email?

 Modern, sunlit bedroom with large windows, city and waterfront view, neutral decor, and minimalist furnishings

How Long Can You Leave a Property Unoccupied

Having an unoccupied property can be an unfortunate but common occurrence as a landlord. This could be down to a gap between tenants, time needed for repairs or an extended holiday by your tenants. Either way, when your property is left vacant, the risks associated go up.

A young boy carries a moving box up a staircase, followed by a smiling adult woman and a man, indicating a family moving into a new home.

Renters Rights Bill: What does this mean for you as a Landlord

Overview of the proposed Renters’ Rights Bill, its impact on landlords and tenants, and the latest updates as it moves through parliament.

Discussion between manager and employee

National Insurance (NI) Hike Concerns For SMEs

As of Sunday 6 April 2025, businesses have seen an increase in employers’ National Insurance contributions (NICs), rising from 13.8% to 15% on salaries above £5000 (where previously it was £9100). The Employment Allowance has also risen to £10,500.

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Cyber criminals don’t care that you’re a care home

Cutting insurance costs amid the living crisis may risk care homes' financial stability.

A female caregiver helping an elderly man rise from a wheelchair in a bright, comfortable room, demonstrating support and compassion in a caregiving environment

Unfortunately, liability awards are rising with inflation, too

The demand for elderly care services grows

Professionals-are-calculating-and-arranging-data

11 Steps to Protecting your Customers' Data

Cybercriminals often see smaller businesses as easy targets because their cyber defence is usually less sophisticated than larger organisations.

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What Insurance Do You Need to Practice Aesthetics?

Learn what insurance you need to practice aesthetics safely, legally, and with full protection for you and your clients.

 A nurse in uniform compassionately holding the hands of an elderly patient, offering support and comfort in a home or healthcare setting.

Demystifying Insurance

Insurance can seem complex, but at its heart, it’s about safeguarding the people, possessions, and peace of mind that matter to you