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A row of brightly painted beach huts stands on sandy ground, each in different pastel and vibrant colors.

Tips for Decorating Your Beach Hut

Although beach huts are tiny things - similar in size to the average bathroom - planning can make the small space go a long way.

Carer supporting an elderly woman in a wheelchair as they enjoy roses together in a garden

How often should risk assessments be carried out?

Conduct them before new activities, during high staff turnover, when introducing new equipment or procedures, and as required by insurers—reviewing fire safety especially frequently in care settings

Row of modern brick houses on a quiet cul‑de‑sac under a clear blue sky.

How to Find the Value of A Static Caravan

We like to make insurance as straight forward as possible. This is our guide to insuring your static caravan on a new for old or market value basis and how to ensure the value best represents its true replacement cost.

View of traditional Scottish sandstone tenement buildings with bay windows and decorative details under an overcast sky.

What Certificates do Landlords need to Provide

Guide for landlords on the legal documents and certificates required for new or renewing tenants, including tenancy deposit scheme obligations.

A traditional stone house with wooden shutters and surrounded by lush green foliage

How do Trees Affect Home Insurance?

Many of us have heard the modern myths about how it raises the price of your home insurance but what is the actual truth to insuring properties with trees? Our quick guide sets the story straight.

A man wearing white overalls is painting a wall white using a paint roller.

How to Protect Yourself When Hiring a Subcontractor

Hiring a contractor or freelancer is different to hiring a standard employee, and it's not without risks. This article will look into what to consider when hiring a subcontractor on a project, the legal implications, and how to protect yourself from any potential issues that could arise.

Child in a toy cannon on an empty road, wearing a helmet and sunglasses.

The Risk-Takers: Businesses Who Gambled & Succeeded

Playing it safe feels secure, but sometimes success requires bold moves. This article shares five companies that embraced risks and came out stronger.

Snow-covered traffic cones and barriers line a road during heavy snowfall in an urban area.

The Impact of Bad Weather on Small Businesses

Research from Everywhen Insurance on how bad weather affects the business of SMEs across the UK paints a worrying picture.

Delivery driver in a van filling out paperwork on a clipboard with parcels on the seat

‘Commercial considerations’ transit insurance extension

A low-cost add-on that lets hauliers make goodwill settlements when not strictly liable, but with tight per‑event and annual limits and void if disclosed to customers—use sparingly, not as a replacement for full responsibility cover.

White semi‑truck with box trailer driving on an open highway at dusk with mountains and sunset clouds

Goods-in-transit – Are you liable for consequential losses?

Consequential losses are usually excluded or tightly limited under hauliers’ liability, so protect the business by using robust contract conditions (e.g., RHA) that cap liability to carriage charges, or if full value is requested, agree a higher per‑tonne limit under those conditions rather than taking unlimited exposure.

Static caravan on a clifftop with a wooden deck overlooking the sea on a clear day

10 Useful Static Caravan Accessories

A guide to 10 essential static caravan accessories – from BBQs, patio heaters, and cool boxes to vacuum bags, coat hooks, safety items, and more – plus flexible insurance.

Charming yellow thatched cottage with white-framed windows, surrounded by a lush green garden and colourful flowers.

The Rebuild Cost of a Listed Building

The rebuild cost is the amount you insure your property for in case you should ever need to rebuild it. However, this can be a little more complex when it comes to a listed property. Read our guide for more information on calculating the rebuild cost of a listed property.