The key areas to a management liability policy.

Dedicated to making the complex simple and talking about insurance in a way that everyone can understand.

PI insurance covers you if a client makes a claim against you for financial loss

It's important to take precautions to keep your business, people and customers safe.

Underinsurance Emergency: With life-altering sums on the line, underinsurance is a legitimate epidemic

Li-ion batteries are commonly used to power electric vehicles, bikes and other gadgets

AI is still developing, and it’s important to remember that it can get things wrong.

The outage had a widespread impact on critical infrastructure, affecting transport, operations and communication, and caused massive losses

Most small businesses in the UK are either registered as a sole trader or a limited company, Let's see the difference

As of Sunday 6 April 2025, businesses have seen an increase in employers’ National Insurance contributions (NICs), rising from 13.8% to 15% on salaries above £5000 (where previously it was £9100). The Employment Allowance has also risen to £10,500.

Cybercriminals often see smaller businesses as easy targets because their cyber defence is usually less sophisticated than larger organisations.

Employers’ Liability is one of the few classes of insurance required by law in the UK.

We live in a world full of distractions. From eyewatering amounts of screentime to the quick dopamine hits of social media, by this point our brains are all but hardwired to be anywhere but present.

Public liability insurance protects businesses and professionals against claims for personal injuries or property damage caused to third parties. However, does public liability insurance cover trades and tradesmen contractors?

Coworking spaces offer flexible, affordable work setups, but insurance is key to protect freelancers and businesses while enjoying the perks of shared offices.

Learn how to check if a business has public liability insurance, why it matters, and how this cover protects against third-party injury or damage claims.

Professional indemnity insurance protects service providers from negligence claims. But do you need a specific policy if your clients are outside the UK?

Working from home is rising, but standard home insurance may not cover business activities. Here’s why business insurance could be essential.

Public liability insurance protects tradespeople from claims of injury or property damage. Not legally required, but essential—how much does it cost and why?

Public liability insurance protects businesses from claims of injury or damage. Not required by law, but crucial—how can you reduce the risk of a claim?

Public liability insurance protects against injury or damage claims. Charities face similar risks as businesses—do they need this cover, and how can it help them?

Public liability and employers’ liability cover different risks. Knowing the difference helps business owners stay protected from lawsuits and financial losses.

Public liability insurance protects businesses from third-party injury or property damage claims. Real claim examples highlight risks and the value of cover.

Business insurance protects assets and operations from risks. You can start the process before registering your business, but key factors must be considered.

Public liability insurance protects against third-party injury or damage claims. Choosing the right level of cover is key to match your business needs.

Public liability insurance covers third-party injury or damage claims. Adequate coverage is vital, but inflation can impact costs and protection levels.

Liability insurance protects against injury or damage claims. But what’s the difference between public and product liability, and why does it matter for your business?

Learn the difference between public liability and professional indemnity insurance, and why choosing the right cover is key to protecting your business.

Public liability insurance covers third-party injury or damage claims. Knowing how to claim ensures you can use your coverage effectively and protect your business.

Public liability insurance covers accidental injury or damage, but not poor work. Learn how warranty insurance can protect your business against this risk.

Public liability insurance isn’t always required for sole traders, but it can be vital. It helps protect against costly claims for injury or damage, offering financial security when you’re personally liable.

Public liability covers injury or damage claims during business activities, while product liability protects against claims from defective products causing harm.

This article explains how and where to display your employers' liability insurance certificate, as well as who should have access to it and what information you are obligated to show.

Are you currently freelancing, or are you considering a career shift into self-employment? In this article, we help you prepare for self-employment by discussing freelancer responsibilities in the UK.

Find out why risk assessments are important, how you can avoid accidents and help to reduce the chance of a liability insurance claim in this guide.

Copyright laws are important not only for protecting a person’s rights to their own intellectual property, but also for those who want to use another’s intellectual property in a fair and reasonable manner.

Copyright laws are important not only for protecting a person’s rights to their own intellectual property, but also for those who want to use another’s intellectual property in a fair and reasonable manner.

Obligated packaging producers have a legal duty of care in waste disposal. They must minimise waste by prioritising prevention and reuse, supported by proper waste transfer notes.

Hybrid working is now common, with many UK employees still working from home.

Public liability insurance protects businesses against third-party injury claims, covering legal costs and compensation. Without it, you risk financial loss and reputational damage.

Rising fuel prices and higher office energy use make cost-cutting a priority for SMEs. Learn what financial support is available and explore tips to improve energy efficiency while staying productive.

When you take out public liability insurance, you’ll need to choose the level of cover you need. You’ll set a cover limit of £1 million, £2 million, £5 million or £10 million to protect your business if a claim is made against you. Choosing the right level of cover to suit your enterprise can be daunting, and it may be tempting to opt for a lower level and a potentially cheaper premium.

Heatwaves are becoming more frequent and intense. Discover tips to help businesses prepare, protect employees, and keep workplaces safe and comfortable during extreme heat.

Read simple tips to weatherproof your house for winter.

ISDN and PSTN switch off in 2025. BT, Virgin, Sky and TalkTalk have different timescales, but they expect all home phone and business customers in the UK to switch over from analogue to digital by 31st December 2025.

Martyn Hett was among 22 killed in the Manchester Arena terrorist attack on 22 May 2017, which also injured over 1,000 people. His mother, Figen Murray, expected stricter venue security afterwards, but a year later was shocked by the lack of checks at another Manchester concert where her ticket and bag went unchecked.

Today, the e-bike – or electric bike – is the most popular bike on the market,[1] but their surge in popularity has been accompanied by incidents of fire and explosions. With UK regulations failing to meet increasing safety concerns, it is up to individual users and businesses to ensure they follow the proper precautions to minimise risk and prevent tragedy.

Public liability insurance covers injury or damage claims from third parties. But is it needed if incidents occur on private property?

Looking for business funding you don’t have to pay back? Small business grants are available in the UK. Here’s a list we’ve put together to take save you the trouble of researching, plus tips on how to apply.

We surveyed a range of small businesses across the country to find out the biggest threats to their business right now.

Allowing office pets can boost morale, bonding, recruitment and breaks/exercise, but can also trigger allergies, discomfort, distractions, damage, added costs and liability—so pair any PAW policy with clear rules, safe spaces, cable/area protections and suitable insurance.

This article is intended to support those that could be affected by the current events similar to the protests, riots and civil commotion in August 2024.

As the workplace continues to evolve, flexible working is no longer a perk or a nice-to-have - it's an expectation, especially among younger generations entering the workforce.

Has your business been affected by recent storms? We understand how disruptive storm damage can be and are keen to help wherever we can. If you need to make a claim following storm damage, we’ve listed some steps and tips below for your consideration.

Client invoicing practiced in a clear and organised way will not only help you receive your cash sooner but will portray professionalism and provide evidence in the event of a non-payment or business insurance claim. We take a look at the top tips for best practice customer billing.

Bad weather can disrupt business. Discover tips to weather-proof operations and keep trading with a solid continuity plan.

We’re proud to officially begin trading as Everywhen. Our new brand is about so more than a new logo and a different look, it’s about combining the strength of 40+ trusted brands under one united identity, so we can offer you more value than ever before.