Care and Medical Insurance
Care and medical insurance articles
What Type of Insurance Do I Need for Domiciliary Care?
To best protect not just yourself, but also the wellbeing of your clients, you should be looking at insurance for your business.
Everything You Need to Know About Bile Acid Malabsorption as an Employer
Examine bile acid malabsorption and how you, as an employer, can support your employees who are suffering from it
What Insurance Should a Massage Therapist Have?
Essential insurance protects massage therapists from client injuries, accidents, and potential legal risks
Cyber criminals don’t care that you’re a care home
Cutting insurance costs amid the living crisis may risk care homes' financial stability.
What Insurance Do I Need to Teach Pilates?
Insurance is vital for Pilates instructors to protect against risks from physical interaction, ensuring client safety and professional peace of mind.
Unfortunately, liability awards are rising with inflation, too
The demand for elderly care services grows
Demystifying Insurance
Insurance can seem complex, but at its heart, it’s about safeguarding the people, possessions, and peace of mind that matter to you
What Qualifications Do You Need to Be a Beautician?
Becoming a beautician requires a blend of formal training, practical skills, and a passion for helping clients look and feel their best
Domiciliary Care Staff Driving for Work: Employer Responsibilities
Discover key employer responsibilities when domiciliary care staff drive for work, including vehicle safety, driver training, insurance requirements, and compliance with road safety regulations to protect staff and service users
A Guide to Care Home Insurance
Understand why care homes need specialized insurance, the core covers required by law and regulation, and how to tailor additional protections to your services, staff, residents, and property
Cyber Risks in Care
Understanding and managing cyber risks is essential in the care sector, where sensitive personal data is regularly handled
Why You Should Not Cancel Your Care Professional Liability Insurance
Protects your career, savings, and license from unexpected claims—on or off duty. Affordable peace of mind that shields against legal costs, settlements, and reputation risks
Setting Up a Domiciliary Care Agency
Register with the CQC, define regulated activities, and prepare evidence to meet quality and safety standards for approval. Recruit vetted staff with Enhanced DBS checks and put compliant policies, governance, and insurance in place before delivering personal care
Mitigate the Cyber Risks for Care Businesses Using Cloud Based Services
Adopt cloud with security by design: enforce MFA and role-based access, encrypt data in transit and at rest, and maintain audited backups with tested recovery plans
Legal Advice Hub for Care and Medical Businesses
Find out about the Markel Law Hub, a legal information portal to give up-to-date legal information and a wide range of legal precedents for businesses.
Using Your Personal Vehicle as a Home Carer
Obtain Class 1 business-use insurance, keep MOT/tax and safety checks current, get client consent, and log mileage for HMRC-compliant reimbursement
Planning a Martial Arts Tournament
Plan venues, rules, and insurance; secure referees and medical cover; schedule brackets, safeguarding, and waivers; coordinate volunteers, scoring, and contingency plans for a safe, smooth tournament
Income Protection for Care and Medical Businesses
Safeguard income if illness or injury stops work, covering personal earnings, fixed business costs , and rehabilitation support to maintain continuity
Care Liability Claims on the Rise. Why Should You Care?
Liability claims have the potential to cause your business real harm.While the immediate financial cost is likely to be covered by insurance, there are other consequences including the paperwork, time involved and subsequent premium increases
Safety for Care Home and Hospice Gardens
Guidance on keeping care home and hospice gardens safe, accessible, and enjoyable for residents and visitors
Top Tips for Renewing your Care Business Insurance
Key advice to help care businesses prepare for a smooth and effective insurance renewal process
AI in Social Care
Ethical use of AI to personalise support, predict risks earlier, automate admin, and improve resource planning while keeping human oversight, data privacy, and fairness central.
How Health and Wellbeing Support can Boost Employee Retention
Evidence shows comprehensive health and wellbeing support—such as strong healthcare benefits, mental health access, safety and occupational health practices, and flexible work—raises job satisfaction and loyalty, reducing turnover and improving retention
Changes to the CQC Regulatory Framework: What We Know So Far
CQC is moving to a single, continuous assessment using ongoing evidence, 34 quality statements, and faster, clearer ratings focused on safety, experience, and quality of care.
Benefits of the Mobii Interactive Sensory Activity Board
A portable, motion-activated sensory system that boosts engagement through interactive visuals and games.
The Benefits of Our Employee Assistance Programme (EAP)
Everywhen's market‑leading Employee Assistance Programme, included with Locum insurance, supports employee wellbeing and absence reduction through 24/7 helpline access, counselling, legal advice, a wellbeing portal, and the My Healthy Advantage app.
Taking Care of Yourself and Your Staff
Explore practical tips and resources to support both your own wellbeing and that of your team, fostering a healthy, productive workplace.
Escape of Water
Understand the causes, prevention, and insurance considerations for water damage in your property.
How to Prepare for Renewal
Guidance on reviewing your current insurance cover, identifying changes in your needs, and ensuring a smooth and cost-effective renewal process.
A Guide to Key Person Cover
Key person cover is a business-owned insurance policy that pays out if a crucial individual dies or becomes disabled, helping the company manage financial losses and find a replacement.
Income Generation for Schools: Bidding for Grants
Securing grants can provide schools with valuable funding for projects, resources, and improvements. Understanding the application process, preparing strong proposals, and aligning bids with funding priorities can increase the chances of success.
State-Backed Medical Indemnity Scheme: What Does It Mean for Your GPs?
The state‑backed scheme covers NHS clinical negligence but not private work, GMC proceedings, complaints, criminal or coroner cases, disciplinaries, or Good Samaritan acts, and offers no run‑off cover
A Brief Guide to Insurance for Local Authorities
Local authority contracts demand strict, varying insurance standards. This guide explains typical requirements, how to evidence compliance, common gaps for home care providers, and when to consult a broker to meet each council’s specifications.
How often should risk assessments be carried out?
Conduct them before new activities, during high staff turnover, when introducing new equipment or procedures, and as required by insurers—reviewing fire safety especially frequently in care settings
Continuous Provision for Outdoor Play
Provide daily outdoor access that builds distinct outdoor skills—plan around each child’s needs and goals, link with indoor learning, structure enticing, development-led activities, and always risk‑assess, document, and inform insurers about new equipment or activities.
Underinsurance: catch this dormant disaster before it erupts
Underinsurance is a silent threat—if sums are undervalued, average clauses slash payouts, so revalue and update cover now to prevent costly shortfalls.
Guide to Horse Care
For hundreds of years a basic knowledge of horse care was vital to many people who used horses for transport and business.