Life insurance

Life insurance gives you the peace of mind that your loved ones would be well taken care of in the event of your death. It’s not about expecting the worst – it’s about preparing for it, and you can be prepared through cover through our sister company Everywhen Health & Protection.

Tailored life insurance
Injury and illness cover
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Call 0800 389 7723

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Why choose life insurance with Everywhen?

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Tailored life insurance

Get cover that is most relevant to your needs.

Injury and illness cover

Mortgage protection cover if you can’t work due to injury or illness.

Reliable pay outs

Life insurance that pays out when you need it to.

Pay by Direct Debit

You can split your life insurance payments into monthly instalments.

What does life insurance cover?

Advice from our life insurance experts

It’s so important that you fully understand the ins and outs of your life insurance policy, and our advisers will get you up to speed to ensure the policy meets your requirements before before taking out a policy.

Mortgage protection cover

Mortgage protection cover can maintain your mortgage payments if you cannot work due to injury or illness. Knowing your biggest monthly bill is covered can help ease the financial pressure and stress of illness.

Serious illness cover

Unlike typical critical illness cover, we also advise on cover that pays out for less serious conditions. If you need to claim from your insurance policy, you’ll receive a percentage of the cover depending on the severity of your medical problem. If the condition is caught early, you’ll receive a portion of the cover to help with stress, but the rest of the cover will still be there should you need to claim again.

Comprehensive, flexible and affordable benefits

Benefit from our buying power as part of the largest independent intermediary. We can help you find insurance that suits your needs. Whether you are looking to keep costs low or extend your benefits for full peace of mind, our advisers can help.

Get a quote from Everywhen today

Searching for life Insurance quotes? Let us help you find the right policy.

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Call 0800 389 7723

How do life insurance claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

Find your insurance documents and make sure you have all your information at hand, including your policy number.
Call the claims team on the number in your policy documents and explain exactly what happened.

What our customers are saying

Life insurance FAQs

Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about life insurance cover to support you every step of the way.

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It depends on where you are in life. For many people, life insurance is an excellent way to protect the things that mean the most – in this case, making sure that your family’s financial future is taken care of should something unexpected happen to you.

Yes. Children’s cover is included as standard when you take out serious illness or critical illness cover for yourself and you may be able to increase the amount of cover available. If your child is diagnosed with one of the illnesses we cover, you will receive a cash lump sum.

Your premiums are based on a range of factors, such as but not limited to: your age, height and weight; your health; whether you’re employed in a high-risk occupation; and whether you smoke.

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

Yes. If your circumstances change you can increase your life insurance cover or buy extra policies. You can also choose to add indexation to your plan at no extra cost. Indexation protects you against rises in the cost of living, making sure you always keep the level of cover you need and increases your cover each year without the need to go back through our application process. You can also choose to opt out of any future increases.