Public liability insurance for personal trainers
You’ll have the choice of £1 million, £2 million or £5 million of public liability insurance for personal trainers included in your policy. It will protect you against a claim from a third party who may be injured or have their property damaged due to an act of negligence on your part. Be aware that deliberate acts will not be covered.
Professional Indemnity cover for personal trainers
Personal trainer professional indemnity insurance provides protection against allegations of negligence, malpractice and breach of professional code of practice. The policy therefore covers legal costs and expenses associated with your defence, as well as damages or costs that may be awarded to your client. Again, any deliberate act of negligence or malpractice will not be covered.
Personal trainers' product liability cover
You may provide advice on fitness, general well-being, recommended supplements and nutrition. If a client has a bad reaction to any of the products you have provided advice on, they may seek compensation from you; that’s where product liability insurance will protect you. You’ll also be insured to conduct pin prick blood tests during the course of your work, but you will not be covered to cook meals for your clients.
Flexible cover
We aim to cover as many different scenarios as possible, so your personal trainer’s policy will insure you for work in a gym, at a client home, outdoors or in fact most places worldwide (please check your policy documents for geographical exclusions). In addition, you can train individuals or groups of as many people as you need.
