Nutritional therapist insurance

We do offer loss of income and business interruption insurance as well as various other business insurances but not as part of this package. If you require these covers we can provide them via our business insurance department. One of our advisers will be able to advise you further.

No, it does not matter how many clients you see throughout the policy year.

We can provide cover for you to work from home within your policy. However, if anything was to get damaged within the home then this will come under a home insurance policy, so you will need to let you home insurers now. Alternatively, we offer comprehensive home business insurance that may be more suitable; speak to one of our advisers to find out more.

Yes, we do not specify how much experience you have or where you studied.

As every profession is open to different risks and claims are unforeseeable events, it’s not possible for us to safely recommend any level of cover. Our best advice, therefore, is to select the highest amount of cover you can reasonably afford. We can, however, offer full flexibility on your policy meaning that if you need to raise or lower the level of cover at any time we can accommodate this easily.

You may want to consider run-off cover to provisionally cover you against any claim made against you for work done while you were practicing. Our advisers will be able to set this up for you at the end of your policy.

We do not need to see a copy of these. We will insure you on the utmost faith that you have experience and qualifications in the area you would like to be insured for. If a claim were made against you, we would then ask to see evidence of your qualification.

If you would prefer to spread the cost of your insurance policy, you have the option of setting up a Direct Debit to pay your premium by monthly instalments through our preferred provider, Premium Credit Limited (PCL). To find out more about PCL and direct debit payments, select Direct Debit.

To understand more about how PCL work together with Everywhen, please read our Regulatory Information.

Depending on what you are studying and if you are practising you may want to protect yourself against claims. As everyone’s situation is different and claims are unforeseeable we can’t advise either way but would suggest that even though liability and indemnity insurances are not legal requirements you should not leave yourself vulnerable if you think you could open to a civil liability claim. Some member organisations will recommend a specific level of cover, so you may wish to check this if you are a member of a professional body.