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Children's Care Home Insurance

Specialist insurance designed so you can focus on what really matters.

  • Specialist support for services working with vulnerable residents

  • Tailored to protect against specific risks that care organisations face

  • Inclusive benefits in addition to specialist cover

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Close-up of an adult comforting a child holding a teddy bear while reviewing paperwork, with a gentle hand on the child’s shoulder
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Why choose children's care home insurance with Everywhen?

Specialist insurance

Specialist insurance available for care organisations who support children and young people.

Range of cover

Cover for education services, rehabilitation, counselling, respite care providers and more.

‘A’ rated insurance provider

Giving you peace of mind.

Online support

Access to an online business hub with a dedicated care section.

What does children's care home insurance cover?

One size doesn't always fit everyone

As standard, this policy includes employers liability, public and products liability, professional liability and management liability, but we know that in some cases you may need additional cover, which is why you have the option to also purchase further protection such as employees personal accident.

Inclusive benefits

This policy comes with additional services as standard to help policy holders with challenges they may face. These benefits include access to a specialist care practitioner consultancy, a legal advice helpline and access to a business hub, operated by a team of experts.

PR crisis management

Access to specialist public relations advice from a team experienced in providing assistance to a wide range of organisations within both the commercial and voluntary sectors. 

Care specific risks covered

Tailored to protect you against a variety of care specific risks including abuse, medical indemnity, breach of professional duty, employee dishonesty and volunteers.

Get a quote from Everywhen today

Searching for children's care home insurance quotes? Let us help you find the right policy.

How does children's care home insurance claims work?

When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.

  • Call the claims team on 0330 123 5921 and explain exactly what happened.

  • Provide photos if requested to help us understand what happened as quickly as we can.

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What our customers are saying


Children's care home insurance FAQs

Wondering about something? Don't worry, Everywhen is here to help. We've put together some common questions about children's care home insurance cover to support you every step of the way.

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Yes. The policy does not exclude abuse and will protect you where you are legally liable for allegations made against you for the likes of sexual, mental and physical attacks on residents, up to £5million.

Yes, all enquiries are handled by a dedicated team specialising in care. Legal advice is only given by qualified solicitors and barristers and the claims team are all qualified with a law degree as a minimum.

The stress helpline is a 24-hour confidential telephone helpline and is available for you or any employee of your business to use.

If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.

If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.

This policy does not cover any claims relating to Coronavirus including COVID-19 and SARS CoV-2 , cyber incidents, wear and tear or Communicable Disease (there is however an option to buy back some Communicable Disease cover). Subject to policy terms, conditions and exceptions.

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