We offer a tailored insurance solution, designed to cover your specific risks including:
Property and contents
Increased cost of working following business interruption
Employers’ liability
Public and products liability
Medical malpractice cover
Professional Indemnity
Legal expenses
What domiciliary care do we cover?
Domiciliary care providers and their businesses are varied and cater to many different users –whether it’s for those under or over 65, people with learning disabilities, mental health conditions including dementia. We can provide insurance for a range of home care including:
Personal care
Live-in care
Supported Living (regulated)
Nursing care
Administering of prescribed and non-prescribed medicine
Daycare centres
Daily household tasks including gardening
Companionship
A team of care insurance specialists
The care industry faces a set of unique risks which our care policies are designed to cover, including medical malpractice insurance and protection against loss of registration. Our trained advisers are on hand to discuss your unique requirements.
Liability insurance for home carers
Our Domiciliary Care policy includes public liability cover for your legal liability arising from injury to third parties or damage to their property for £10 million for any one claim in the aggregate as standard. There is a £5 million inner limit for abuse claims.
We offer £2million cover for any one claim in the aggregate in respect of Professional Indemnity, however you have the flexibility to increase this to £5million. We also offer £10m cover for any one claim in the aggregate in respect of errors and omissions in the provision of Medical Services. An exclusion of this liability section is Communicable Disease, however if you do want this cover included, we are able to offer as an extra cost.
Legal guidance with your domiciliary care insurance
As part of our policy, you get access to Markel Business Hub. With access to fact sheets, legal documents, legal news and an employee handbook specifically designed for the care sector, Markel Business Hub offers guidance and information for legal issues you may have, as well as access to a 24/7 stress helpline.
