Medical and professional indemnity cover
Whether you are a single practitioner or a whole group; through our range of polices we will seek a solution for your current and evolving needs. We can help you with your Insurance requirements.
Medical indemnity risk management solutions
We understand the importance of having the correct cover in place to combat the threat of a cyber-attack as soon as it is on your radar, which is why we provide a separate portfolio of cyber insurance policies. Cyber and data risks fall into first party and third-party liabilities.
Vicarious liability
This is when one party is held liable for the harm caused by the actions of another individual. The main example of vicarious liability arises from the relationship between an employer and employee, the rule being that the employer is vicariously liable for the errors and omissions committed by the employee. For example, an employee negligently operates a piece of machinery which subsequently injures a co-worker; the employer would have vicarious liability. Please be aware that employers can be liable for claims many years after the incident has happened and their business has been sold on.
Health and safety
We can approach our insurers with a view to providing retrospective cover, in order to ensure your past work is protected. Due to the statute of limitation, a patient has up to three years to make a claim, from the time they become aware of the error and then another three years from the point they intimate a claim. Therefore it is important you’re protected during this time regardless of if you are working or not.
