Storm and flood cover
One of our most common causes for claims is storm and flood damage. This is why we include it as standard on our policies. Damage to hedges, gates and fences is excluded.
Theft or attempted theft
We’ve included theft and attempted theft through violent or forcible entry as standard on our mobile home insurance, so you can rest assured that you are insured against damage or loss caused as a result. This is excluded while the structure is unoccupied.
Frost damage to plumbing
We include frost damage to plumbing as standard. So long as the necessary precautions (in our policy wording) have been taken, we will cover for frost damage to your interior boiler and fixed domestic water and heating installations. This excludes frost damage to any boiler, fixed heating or water installation over ten years old.
Homecare emergency
You can choose to include homecare emergency as an additional product with your policy. It provides a 24-hour helpline and assistance, including emergency repair services. Policy limit of £1000.
Vandalism or malicious damage cover
We will cover you for vandalism and malicious damage cover to the structure itself and your contents. Unless specified, this excludes vandalism or malicious damage by persons lawfully in the home or when the home has been hired out. It also excludes when the home is unoccupied.
Accidental damage cover
Our accidental damage insurance covers you if you knock a precious ornament off the side and break it.
Additional cover - homecare emergency
You can choose to include homecare emergency as an additional product with your policy. It provides a 24-hour helpline and assistance, including emergency repair services. Policy limit of £1000 per emergency.
