Caravan Insurance
Caravan insurance articles
Does Caravan Insurance Cover Storm Damage?
Most policies, cover storm and flood damage to touring and static caravans, but exclusions (e.g., frost, subsidence, underground water, outside belongings) and maintenance requirements apply—always check policy details and keep the caravan secured and well‑kept.
How Much is Caravan Insurance?
Premiums depend on caravan type, value/age, usage and storage security, hire vs personal use, and policy basis (new‑for‑old vs market value); costs can be managed by improving security, choosing a higher excess, and selecting only necessary add‑ons like European travel or legal expenses.
A Guide to Caravan Security Devices
This guide explains the importance of caravan security during holidays and details various security features that can provide peace of mind while potentially lowering caravan insurance costs.
Will My Caravan Be Covered If I Lend It to A Friend?
Lending a caravan can be covered, but check the policy: confirm who’s allowed to use it, distinguish lending from hiring, add named users if needed, verify liability cover, and notify the insurer with trip details to avoid invalidation.
Do I Need Temporary Caravan Insurance
Short‑term caravan cover can suit brief, specific needs when annual insurance isn’t necessary—evaluate usage and risks before opting in.
How to Prevent and Deal with Damp in Your Caravan
Use a damp meter, improve ventilation, avoid drying clothes inside, manage steam, remove soft furnishings during storage, check seals regularly, and heat gently to keep moisture and costly damage at bay.
How to Choose the Right Caravan Insurance for You
Compare touring vs static cover, key inclusions, exclusions, and add‑ons to match usage and budget for confident, hassle‑free trips.
Top Tips for Securing Your Caravan Against Theft
Fit visible deterrents (hitch lock, wheel clamp, alarm, tracker), lock all doors/windows, hide valuables, choose secure storage or well‑lit parking, and notify neighbors or site staff to keep watch.
Questions to Ask Your Caravan Insurance Provider
Clarify what’s covered and excluded, who can use the caravan, storage and security requirements, excess and add‑ons, claims process, and how valuations (new‑for‑old vs market value) affect payouts.
Seasonal Caravan Use: How To Adjust Your Insurance Coverage
Adjust cover to match when the caravan is on the road versus in storage—boost protection for active months (accidents, belongings, liability) and scale back or amend extras off‑season, following policy conditions for security and storage.
Does Caravan Insurance Cover Water Ingress?
Water ingress is usually a maintenance issue, so standard policies often exclude gradual leaks; cover may apply only when damage follows a specific insured event.
Can I Tow a Caravan Without Insurance?
The caravan itself doesn’t legally need separate insurance, but towing without cover can leave the driver liable for third‑party damage, injuries, and repair costs. Ensure the towing vehicle’s policy covers towing and consider caravan insurance for accidental damage, theft, contents, and public liability to reduce financial and legal risks.
Is Caravan Insurance a Legal Requirement?
Owning a caravan brings with it a lot of freedom, whether you’re hitting the road with a touring caravan or enjoying the peace of your static caravan in the tranquil countryside
Can I Take My Touring Caravan Abroad?
Holidays to other countries are baked into UK culture. Whether it’s a seaside stay, snowy escape, countryside break or something else entirely, these trips are always something to look forward to. And with the UK’s proximity to mainland Europe, driving to your destination can be a great shout!
Butane or Propane - Which Is Best for Your Caravan?
Caravan and motorhome gas cylinders can run off two different types of gas: propane and butane. Both fuels have their pros and cons, which should be weighed up before you decide which is the best one for your needs.
Easy ways to renovate your static caravan interior
Refresh furnishings, revive sagging cushions, upcycle existing pieces, add a careful fresh coat of paint, rotate seasonal accents, and boost smart storage for a low-cost, high-impact makeover.
How to Set your Caravan Level
Nowadays, most caravan sites have level pitches, but from time to time you can find yourself on uneven ground. Our guide will help you to set your caravan level, which is important not only for comfort but also for the smooth running of appliances, such as the fridge.
Renting Out a Static Caravan
If you own, or are thinking of buying, a static caravan as a holiday property, it is worth considering whether you also want to rent it out when you are not staying there to bring in some extra income
Storage and Seasonal Pitches for your Caravan
In this article, we take a look at why you should consider keeping your caravan in storage throughout the winter, as well as the perks of booking a seasonal pitch for the summer
Guide to Caravan Accessories, Gadgets and Innovations
Kitting your caravan out with the latest gadgets and accessories can make a great holiday even better
Static Caravan Insurance Buyer's Guide
Guide outlines what static caravan insurance is, why parks require it, key covers (storm, flood, contents, keys, winter, re-siting), options (new-for-old, hiring-out), typical excesses, major exclusions, and valuation tips to avoid underinsurance.
Most common static caravan claims
Storm/weather damage, accidental damage to interiors and electronics, water leaks from pipes/radiators/toilets, theft of contents, and frost-related issues like frozen pipes or boiler damage and more.
How to Keep Your Caravan Warm for Winter Touring
When using your caravan in winter, it’s important to prepare for the complications that can arise from cold weather. Without the proper precautions, freezing weather, rain, and rapid drops in temperature can leave your caravan with split pipes, cracked taps, and damage to its water systems.
Preparing Your Park Home for Winter
Practical winter prep checklist for park homes: insulate and lag pipes, service the boiler, review insurance, improve insulation, bleed radiators, clear gutters, trim trees, seal draughts—and stay cozy with a hot tea.
Top Tips on Maintaining Your Park Home
Essential maintenance tips for keeping your park home in good repair.
Refurbishing a Second-Hand Caravan
Refurbishing a second-hand caravan can be a great way to brighten up a used caravan and can also be a really fun project to take on.
Park Home Insurance Buyer's Guide
why standard cover doesn’t fit park homes, key benefits like new‑for‑old, re‑siting and alternative accommodation, blanket sums insured, optional add‑ons, value tips, key definitions, and myth‑busting on site owner rules.
Weighing Your Caravan
Weight is a very important factor when it comes to towing a caravan. There are two legal requirements to consider. Firstly, you must tow a caravan that is within the legal weight limit for your vehicle, and secondly you must ensure that the combined weight of the towing vehicle and caravan does not exceed the legal limit.
Weather-Proofing Your Caravan
Read our guide to waterproofing your caravan awning to make sure you’re ready for bad weather.
Top Tips to Prepare Your Caravan for Summer
Clean and air the fridge, flush/sterilise and leak‑test water, service toilet seals, recharge/test battery, check for damp and reseal, refit soft furnishings, lubricate clamp/hitch/steadies, wash/polish exterior, consider pro service with gas check, and test CO/smoke alarms.
Top Tips on How to Declutter Your Park Home
Create a more spacious and stress-free living environment by streamlining your belongings with practical, space-saving decluttering tips tailored for park home living.
How to Find Out the Value of Your Touring Caravan
Discover whether to insure your touring caravan on a market value or new‑for‑old basis and how to find its true worth
Park of the Year Winners 2019
Takeley Park Homes wins Park of the Year 2019 for its strong community spirit, charity work, and vibrant resident events.
Settling Into Your New Park Home Community
Tips for settling into your new park home community include introducing yourself, joining clubs, sharing baked goods, offering help, and using social media to connect.
Caravan Theft Hotspots
Since 2015, over 2,000 caravans have been stolen, with a 73% rise in thefts from 2015-2018, according to data retrieved by Everywhen Caravan Insurance.
Five Common Park Home Claims
The most common park home insurance claims involve water damage, accidental damage, weather-related damage, loss of items away from home, and theft.
Caravan Gas and Carbon Monoxide Safety Checks
This includes tips and advice on maintaining your caravan's gas safety system and detecting a gas leak in your caravan.
Keeping your caravan on a permanent site
Are you considering permanently siting your caravan? There may be changes to be made to your insurance policy if you decide to keep your caravan permanently on site. Read our guide to find out more information.
Caravan Holidays in Europe
As a caravan owner, one of the best things is the freedom it gives you to travel to many different places.
Top Accessible Caravan Parks in the UK
Caravanning allows a sense of freedom and independence that many people feel sets it apart from other types of holiday. We've compiled a list of some of the best accessible caravan parks in the UK that everyone can enjoy.
Winter Preparations for a Static Caravan
Drain down water and heater, disconnect gas and electricity, remove food and valuables, clean and ventilate, seal entry gaps, and use moisture absorbers to prevent frozen pipes, damp, pests, and invalidated insurance.
Buying and Owning a Second-Hand Touring Caravan
A practical guide to buying, owning, and maintaining a second-hand touring caravan, covering where to buy, what to look for, essential equipment, and long-term care tips.
The Pros and Cons of Buying a European Caravan
The laws surrounding the maximum size of a caravan allowed on UK roads have recently changed. This change has opened the door on a wider market for new caravans which includes some European caravan manufacturers. We explore the benefits and drawbacks of buying a caravan from the continent.
How to Check the Noseweight of Your Caravan
A quick guide to caravan noseweight: what it is, manufacturer limits, how to measure with a gauge, and tips to stay within safe limits for towing.
How to Find the Value of A Static Caravan
We like to make insurance as straight forward as possible. This is our guide to insuring your static caravan on a new for old or market value basis and how to ensure the value best represents its true replacement cost.
10 Useful Static Caravan Accessories
A guide to 10 essential static caravan accessories – from BBQs, patio heaters, and cool boxes to vacuum bags, coat hooks, safety items, and more – plus flexible insurance.
Home Care Emergency Assistance For Park Homes
Add-on cover provides a 24/7 helpline and rapid call‑out from approved tradespeople to make urgent repairs that limit further damage (e.g., burst pipes, roof leaks, power failures), complementing standard park home insurance and offering peace of mind if problems arise.
What to consider when moving your static caravan
Budget for specialist transport and siting, check access and legal/escort needs for wide loads, confirm insurance cover, and coordinate with the new park for reconnection of utilities and any re‑siting after damage.
Touring Caravan Insurance Buyer's Guide
Touring caravan insurance protects a caravan and selected contents against theft, damage, and liability, with optional extras like New for Old and European cover.
Essential items for your caravan starter pack
Water and waste carriers with hoses, toilet chemicals (pink flush + blue/green waste), gas cylinder with matching regulator, legal towing mirrors, electric hook-up lead, levelling ramps/chocks, hitch cover, security (wheel clamp/lock, alarm or tracker), and safety alarms (smoke + CO).
Flooding! What to do if disaster strikes
Move to higher ground, avoid flood‑prone pitches, monitor warnings, and if floodwater enters act fast by contacting the insurer—comprehensive or new‑for‑old caravan cover can replace write‑offs, but policies may restrict cover at known flood‑risk sites.
How to Reverse Your Caravan Safely
Keep speed slow and calm, steer with hand at the wheel’s base so the caravan follows that hand, watch for jack-knifing and counter-steer early, use a spotter, wide towing mirrors, and consider reversing cameras for clear corner views.
How to Check the Running Gear on a Used Caravan
Verify the running gear is road-legal by checking hitch head and stabiliser pads, suspension (sits level), brakes and breakaway cable, lights and tyres, and always request a short tow test; follow up with an annual specialist service to keep cover valid.