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Caravan Insurance

Caravan insurance articles

Dramatic view of a rocky mountain under stormy clouds, overlooking a green valley and forest.

Does Caravan Insurance Cover Storm Damage?

Most policies, cover storm and flood damage to touring and static caravans, but exclusions (e.g., frost, subsidence, underground water, outside belongings) and maintenance requirements apply—always check policy details and keep the caravan secured and well‑kept.

Wheelchair user with a backpack opening a car door, illustrating accessible travel and independence

How Much is Caravan Insurance?

Premiums depend on caravan type, value/age, usage and storage security, hire vs personal use, and policy basis (new‑for‑old vs market value); costs can be managed by improving security, choosing a higher excess, and selecting only necessary add‑ons like European travel or legal expenses.

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A Guide to Caravan Security Devices

This guide explains the importance of caravan security during holidays and details various security features that can provide peace of mind while potentially lowering caravan insurance costs.

Group of friends cooking and laughing together in a cozy kitchen, preparing a shared meal

Will My Caravan Be Covered If I Lend It to A Friend?

Lending a caravan can be covered, but check the policy: confirm who’s allowed to use it, distinguish lending from hiring, add named users if needed, verify liability cover, and notify the insurer with trip details to avoid invalidation.

Man wearing sunglasses driving a classic convertible on a sunny day, viewed from the passenger seat

Do I Need Temporary Caravan Insurance

Short‑term caravan cover can suit brief, specific needs when annual insurance isn’t necessary—evaluate usage and risks before opting in.

Hand using a squeegee to clear soapy suds from a window, revealing a bright blue sky

How to Prevent and Deal with Damp in Your Caravan

Use a damp meter, improve ventilation, avoid drying clothes inside, manage steam, remove soft furnishings during storage, check seals regularly, and heat gently to keep moisture and costly damage at bay.

White campervan parked by a turquoise lake with mountain and valley views under a partly cloudy sky

How to Choose the Right Caravan Insurance for You

Compare touring vs static cover, key inclusions, exclusions, and add‑ons to match usage and budget for confident, hassle‑free trips.

Bearded man sitting on a coach seat, using his smartphone while traveling

Top Tips for Securing Your Caravan Against Theft

Fit visible deterrents (hitch lock, wheel clamp, alarm, tracker), lock all doors/windows, hide valuables, choose secure storage or well‑lit parking, and notify neighbors or site staff to keep watch.

Woman with crutches stepping out of a car in a parking lot, suggesting accessibility and mobility support

Questions to Ask Your Caravan Insurance Provider

Clarify what’s covered and excluded, who can use the caravan, storage and security requirements, excess and add‑ons, claims process, and how valuations (new‑for‑old vs market value) affect payouts.

Vintage street-food trailer with wooden serving hatch and lights, vendor leaning at counter in a city square

Seasonal Caravan Use: How To Adjust Your Insurance Coverage

Adjust cover to match when the caravan is on the road versus in storage—boost protection for active months (accidents, belongings, liability) and scale back or amend extras off‑season, following policy conditions for security and storage.

Panoramic aerial view of a turquoise coastal bay with boats, harbor wall, and seaside town on rolling hills

Does Caravan Insurance Cover Water Ingress?

Water ingress is usually a maintenance issue, so standard policies often exclude gradual leaks; cover may apply only when damage follows a specific insured event.

Car towing a box-style trailer on a curving highway, rear view with trees and guardrail

Can I Tow a Caravan Without Insurance?

The caravan itself doesn’t legally need separate insurance, but towing without cover can leave the driver liable for third‑party damage, injuries, and repair costs. Ensure the towing vehicle’s policy covers towing and consider caravan insurance for accidental damage, theft, contents, and public liability to reduce financial and legal risks.

Two cyclists ride along a seaside boardwalk at sunset, casting long shadows over wooden planks

Is Caravan Insurance a Legal Requirement?

Owning a caravan brings with it a lot of freedom, whether you’re hitting the road with a touring caravan or enjoying the peace of your static caravan in the tranquil countryside

Swans glide on calm water near Arne, Dorset, with sailboats and tree-lined islands under a bright blue sky

Can I Take My Touring Caravan Abroad?

Holidays to other countries are baked into UK culture. Whether it’s a seaside stay, snowy escape, countryside break or something else entirely, these trips are always something to look forward to. And with the UK’s proximity to mainland Europe, driving to your destination can be a great shout!

Butane or Propane - Which Is Best for Your Caravan?

Caravan and motorhome gas cylinders can run off two different types of gas: propane and butane. Both fuels have their pros and cons, which should be weighed up before you decide which is the best one for your needs.

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Easy ways to renovate your static caravan interior

Refresh furnishings, revive sagging cushions, upcycle existing pieces, add a careful fresh coat of paint, rotate seasonal accents, and boost smart storage for a low-cost, high-impact makeover.

Row of motorhomes parked side by side at a campsite, angled front view with trees in background

How to Set your Caravan Level

Nowadays, most caravan sites have level pitches, but from time to time you can find yourself on uneven ground. Our guide will help you to set your caravan level, which is important not only for comfort but also for the smooth running of appliances, such as the fridge.

Static caravan with wooden decking on a grassy coastal cliff, overlooking the sea under a clear blue sky.

Renting Out a Static Caravan

If you own, or are thinking of buying, a static caravan as a holiday property, it is worth considering whether you also want to rent it out when you are not staying there to bring in some extra income

 People queue at a colorful food truck, ordering from a bearded vendor at an outdoor market

Storage and Seasonal Pitches for your Caravan

In this article, we take a look at why you should consider keeping your caravan in storage throughout the winter, as well as the perks of booking a seasonal pitch for the summer

People order from a dark food truck while friends eat at nearby outdoor tables on a grassy area

Guide to Caravan Accessories, Gadgets and Innovations

Kitting your caravan out with the latest gadgets and accessories can make a great holiday even better

Static caravan with wooden decking on a grassy coastal cliff, overlooking the sea under a clear blue sky.

Static Caravan Insurance Buyer's Guide

Guide outlines what static caravan insurance is, why parks require it, key covers (storm, flood, contents, keys, winter, re-siting), options (new-for-old, hiring-out), typical excesses, major exclusions, and valuation tips to avoid underinsurance.

Static caravans lined up on a coastal holiday park at sunset with a winding road and sea views

Most common static caravan claims

Storm/weather damage, accidental damage to interiors and electronics, water leaks from pipes/radiators/toilets, theft of contents, and frost-related issues like frozen pipes or boiler damage and more.

caravan buried in deep snow with a heavy layer on the roof.

How to Keep Your Caravan Warm for Winter Touring

When using your caravan in winter, it’s important to prepare for the complications that can arise from cold weather. Without the proper precautions, freezing weather, rain, and rapid drops in temperature can leave your caravan with split pipes, cracked taps, and damage to its water systems.

 Close-up of hands wrapped in a blanket holding a steaming cup of tea for warmth

Preparing Your Park Home for Winter

Practical winter prep checklist for park homes: insulate and lag pipes, service the boiler, review insurance, improve insulation, bleed radiators, clear gutters, trim trees, seal draughts—and stay cozy with a hot tea.

A man wearing white overalls is painting a wall white using a paint roller.

Top Tips on Maintaining Your Park Home

Essential maintenance tips for keeping your park home in good repair.

White delivery van driving along a wet highway at sunset with motion blur

Refurbishing a Second-Hand Caravan

Refurbishing a second-hand caravan can be a great way to brighten up a used caravan and can also be a really fun project to take on.

Park Home Insurance Buyer's Guide

why standard cover doesn’t fit park homes, key benefits like new‑for‑old, re‑siting and alternative accommodation, blanket sums insured, optional add‑ons, value tips, key definitions, and myth‑busting on site owner rules.

Caravan park

Weighing Your Caravan

Weight is a very important factor when it comes to towing a caravan. There are two legal requirements to consider. Firstly, you must tow a caravan that is within the legal weight limit for your vehicle, and secondly you must ensure that the combined weight of the towing vehicle and caravan does not exceed the legal limit.

Black umbrella sheltering from a heavy rainstorm with raindrops falling outdoors

Weather-Proofing Your Caravan

Read our guide to waterproofing your caravan awning to make sure you’re ready for bad weather.

Touring caravan parked on caravan site and set up with chairs and leisure equipment

Top Tips to Prepare Your Caravan for Summer

Clean and air the fridge, flush/sterilise and leak‑test water, service toilet seals, recharge/test battery, check for damp and reseal, refit soft furnishings, lubricate clamp/hitch/steadies, wash/polish exterior, consider pro service with gas check, and test CO/smoke alarms.

 Open cardboard moving boxes in a bright living room with a grey sofa, ready for packing and relocation

Top Tips on How to Declutter Your Park Home

Create a more spacious and stress-free living environment by streamlining your belongings with practical, space-saving decluttering tips tailored for park home living.

How to Find Out the Value of Your Touring Caravan

Discover whether to insure your touring caravan on a market value or new‑for‑old basis and how to find its true worth

Group of award winners holding a giant cheque and flowers outside a park home after winning Park of the Year 2019

Park of the Year Winners 2019

Takeley Park Homes wins Park of the Year 2019 for its strong community spirit, charity work, and vibrant resident events.

Static caravans lined up on a coastal holiday park at sunset with a winding road and sea views

Settling Into Your New Park Home Community

Tips for settling into your new park home community include introducing yourself, joining clubs, sharing baked goods, offering help, and using social media to connect.

Street food vendor leaning on a wooden-sided trailer stall with lights and menu in an urban square.

Caravan Theft Hotspots

Since 2015, over 2,000 caravans have been stolen, with a 73% rise in thefts from 2015-2018, according to data retrieved by Everywhen Caravan Insurance.

Beige static caravan decorated with colorful bunting across the front

Five Common Park Home Claims

The most common park home insurance claims involve water damage, accidental damage, weather-related damage, loss of items away from home, and theft.

Assorted DIY tools including a drill, hammer and screwdrivers on a wooden workbench with copy space

Caravan Gas and Carbon Monoxide Safety Checks

This includes tips and advice on maintaining your caravan's gas safety system and detecting a gas leak in your caravan.

Vintage caravan converted into a street food truck with wooden serving hatch, string lights and a smiling vendor

Keeping your caravan on a permanent site

Are you considering permanently siting your caravan? There may be changes to be made to your insurance policy if you decide to keep your caravan permanently on site. Read our guide to find out more information.

Sunny campsite with caravans and awnings on a wide green lawn under a blue sky with scattered clouds.

Caravan Holidays in Europe

As a caravan owner, one of the best things is the freedom it gives you to travel to many different places.

Person in a wheelchair and companion on a park bench facing a lush, sunlit garden.

Top Accessible Caravan Parks in the UK

Caravanning allows a sense of freedom and independence that many people feel sets it apart from other types of holiday. We've compiled a list of some of the best accessible caravan parks in the UK that everyone can enjoy.

Snow-covered cottages along a steep village street in winter

Winter Preparations for a Static Caravan

Drain down water and heater, disconnect gas and electricity, remove food and valuables, clean and ventilate, seal entry gaps, and use moisture absorbers to prevent frozen pipes, damp, pests, and invalidated insurance.

Open front locker of a touring caravan with a detached gas bottle on grass at a campsite

Buying and Owning a Second-Hand Touring Caravan

A practical guide to buying, owning, and maintaining a second-hand touring caravan, covering where to buy, what to look for, essential equipment, and long-term care tips.

Small white caravan sitting in an overgrown field with leafless trees in the background

The Pros and Cons of Buying a European Caravan

The laws surrounding the maximum size of a caravan allowed on UK roads have recently changed. This change has opened the door on a wider market for new caravans which includes some European caravan manufacturers. We explore the benefits and drawbacks of buying a caravan from the continent.

Open front locker of a touring caravan with a detached gas bottle on grass at a campsite

How to Check the Noseweight of Your Caravan

A quick guide to caravan noseweight: what it is, manufacturer limits, how to measure with a gauge, and tips to stay within safe limits for towing.

Row of modern brick houses on a quiet cul‑de‑sac under a clear blue sky.

How to Find the Value of A Static Caravan

We like to make insurance as straight forward as possible. This is our guide to insuring your static caravan on a new for old or market value basis and how to ensure the value best represents its true replacement cost.

Static caravan on a clifftop with a wooden deck overlooking the sea on a clear day

10 Useful Static Caravan Accessories

A guide to 10 essential static caravan accessories – from BBQs, patio heaters, and cool boxes to vacuum bags, coat hooks, safety items, and more – plus flexible insurance.

Person in a wheelchair and companion on a park bench facing a lush, sunlit garden.

Home Care Emergency Assistance For Park Homes

Add-on cover provides a 24/7 helpline and rapid call‑out from approved tradespeople to make urgent repairs that limit further damage (e.g., burst pipes, roof leaks, power failures), complementing standard park home insurance and offering peace of mind if problems arise.

What to consider when moving your static caravan

Budget for specialist transport and siting, check access and legal/escort needs for wide loads, confirm insurance cover, and coordinate with the new park for reconnection of utilities and any re‑siting after damage.

Touring caravan with awning, table and floral garden chairs on a sunny campsite lawn for summer camping

Touring Caravan Insurance Buyer's Guide

Touring caravan insurance protects a caravan and selected contents against theft, damage, and liability, with optional extras like New for Old and European cover.

Essential items for your caravan starter pack

Water and waste carriers with hoses, toilet chemicals (pink flush + blue/green waste), gas cylinder with matching regulator, legal towing mirrors, electric hook-up lead, levelling ramps/chocks, hitch cover, security (wheel clamp/lock, alarm or tracker), and safety alarms (smoke + CO).

Red triangular flood warning sign beside a submerged country road with water covering the lane and fields

Flooding! What to do if disaster strikes

Move to higher ground, avoid flood‑prone pitches, monitor warnings, and if floodwater enters act fast by contacting the insurer—comprehensive or new‑for‑old caravan cover can replace write‑offs, but policies may restrict cover at known flood‑risk sites.

How to Reverse Your Caravan Safely

Keep speed slow and calm, steer with hand at the wheel’s base so the caravan follows that hand, watch for jack-knifing and counter-steer early, use a spotter, wide towing mirrors, and consider reversing cameras for clear corner views.

Open front locker of a touring caravan with a detached gas bottle on grass at a campsite

How to Check the Running Gear on a Used Caravan

Verify the running gear is road-legal by checking hitch head and stabiliser pads, suspension (sits level), brakes and breakaway cable, lights and tyres, and always request a short tow test; follow up with an annual specialist service to keep cover valid.